221 Proctor Ln, Decatur, TX, 76234
About This Home
Welcome to your private retreat in Decatur, set on 2.003 acres with no HOA and a concrete driveway offering both convenience and freedom. This thoughtfully designed home features a split bedroom layout with 4 bedrooms and 3.5 baths, plus an unfinished bonus room ready for your vision. From the moment you enter, the cedar-accented foyer and designer lighting create a warm, inviting feel, while the dedicated office with a modern trim wall adds style and function. The spacious living area showcases cedar beams, custom built-ins, and a stunning stone fireplace, all filled with natural light. The kitchen impresses with ceiling height cabinetry, leathered granite countertops, an accent island, and a premium Frigidaire refrigerator that conveys with the home. It opens to a bright dining area with large windows, while a butler’s pantry connects to an oversized pantry with outlets for appliances. The primary suite offers a vaulted ceiling and a spa-like bath with dual sinks, a soaking tub, and a walk-in shower with two shower heads. Enjoy peaceful evenings on the covered back patio with a cedar ceiling and fireplace, plus a 30x40 shop with a vaulted patio for endless possibilities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2019
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick,Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse,Modern,Detached
- Property subType: Farm,Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Range,Convection Oven,Double Oven,Dishwasher,Electric Oven,Disposal,Microwave,Water Softener,Vented Exhaust Fan
- Laundry features: Washer Hookup,Electric Dryer Hookup,In Hall
Bedroom
- Features: Split Bedrooms
- Level: First
- Dimensions: 12 x 11
Bedroom
- Features: En Suite Bathroom
- Level: First
- Dimensions: 13 x 12
Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Dimensions: 12 x 11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Built-in Features,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Smart Home,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Sound
- Window features: Shutters
- Flooring: Ceramic Tile,Hardwood
- Number of fireplaces: 2
- Fireplace features: Family Room,Outside
- Fireplace: Yes
Heating
- Heating features: Electric,Heat Pump
Interior Area
- Total interior livable area: 2,765 sqft
Living Room
- Features: Built-in Features,Ceiling Fan(s),Fireplace
- Level: First
- Dimensions: 18 x 19
Master Bathroom
- Features: Garden Tub/Roman Tub
- Level: First
- Dimensions: 15 x 8
Master Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Dimensions: 15 x 16
Office
- Features: Other
- Level: First
- Dimensions: 12 x 14
Property
Details
- Parcel number: 794654
- Attached to another structure: Yes
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Front Porch,Patio,Covered
- Exterior features: Lighting,Rain Gutters,Storage
- Fencing: Fenced,Pipe
- Residential vegetation: Cleared
Lot
- Lot size: 2.00 Acres
- Features: Acreage,Back Yard,Cleared,Lawn,Subdivision,Sprinkler System
Parking
- Total spaces: 2
- Parking features: Covered,Door-Multi,Detached Carport
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Ice Storm
- Strong Wind
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,893 | $46,716 |
| Home Insurance * | $524 | $6,288 |
| Property Taxes | $582 | $6,984 |
| Electricity | $303 | $3,643 |
| Total | $5,302 | $63,624 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $769,900 |
| 2026-04-08 | Listed for sale | $780,000 |
| 2022-04-14 | Sold | -- |
| 2022-03-18 | Pending sale | $729,000 |
| 2022-03-14 | Contingent | $729,000 |
| 2022-03-10 | Listed for sale | $729,000 |
For Sale by Agent
View on Zillow