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9724 Highway 1, Isabella, MN, 55607

3beds
1baths
1,020sqft
$104,900
$103price/sqft
$886/moest. monthly cost
$35,440/yrincome needed

About This Home

Welcome to 9724 Hwy 1, in the beautiful Northwoods of Isabella. This Cozy 3 bedroom 1 bathroom retreat is situated in close proximity to many lakes, 4-wheeling, snowmobiling trails. You can enjoy a nice evening warming up by the woodstove or have a campfire in the yard. Two decks to enjoy the Great Outdoors. There is a Bonus one room Cabin that is heated with a wood stove and has a window ac unit for those warmer days. This property has extra storage sheds, a wood shed and a Outdoor smoker to smoke your meats. This property Has been well loved, Call today for your showing.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Minnehaha Elementary SchoolGrades PK-544.3 mi
7/10
Two Harbors SecondaryGrades 6-1242.4 mi

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1950

Materials

  • Construction materials: Wood,Frame/Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedroom

  • Level: Main
  • Area: 106.56
  • Dimensions: 9.6 x 11.1

Bedroom

  • Level: Main
  • Area: 125.24
  • Dimensions: 10.1 x 12.4

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 89.91
  • Dimensions: 11.1 x 8.1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,020

Heating

  • Heating features: Baseboard,Fireplace(s),Propane,Electric

Interior Area

  • Total interior livable area: 1,020 sqft

Kitchen

  • Level: Main
  • Area: 74.26
  • Dimensions: 9.4 x 7.9

Living Room

  • Level: Main
  • Area: 159.12
  • Dimensions: 10.2 x 15.6

Property

Details

  • Parcel number: 20600927695
  • Foundation area: 1020

Lot

  • Lot size: 0.52 Acres
  • Features: Level
  • Lot size dimensions: 100 x 300

Parking

  • Total spaces: 1
  • Parking features: Off Street,Gravel,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Lake County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$150$1,800
Property Taxes $36$432
Electricity $170$2,050
Total$886$10,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,377/yr
40% on housing$26,580/yr
45% on housing$23,626/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.9%
16.9%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 55607$83
Lake County$144

vs Homes Sold Last Month

Median $/sqft

ZIP 55607
Lake County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Price change$124,900
2025-08-06Price change$134,000
2025-07-11Price change$149,000
2025-06-10Listed for sale$155,000
2024-06-21Listing removed--
2024-04-10Listed for sale$149,900
2024-03-28Listing removed--
2024-03-04Price change$169,900
2023-10-30Price change$179,900
2023-10-16Price change$189,500
2023-09-07Price change$199,900
2023-07-24Listed for sale$219,500

For Sale by Agent

AgentCrystal Peterson
BrokerageCentury 21 Atwood

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