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12354 Settlers Dr, Frisco, TX, 75035

5beds
4baths
3,930sqft
$799,900
$204price/sqft
$5,862/moest. monthly cost
$234,480/yrincome needed

About This Home

Beautiful Home in the Heart of Frisco’s popular Collinsbrook Farms subdivision with highly sought after Prosper Schools. This thoughtfully designed 5-bedroom 4-bath PLUS Study home boasts a spacious & open floor plan that maximizes natural light and creates an inviting atmosphere for both daily living and entertaining. Home features a charming front porch, grand 2-story foyer, beautiful wooden floor throughout all living areas, elegant chandeliers & window treatments. A dramatic staircase with wrought-iron spindles sets the tone for the home’s refined aesthetic, while the split formal living and dining areas offer flexible space for gatherings. The spacious study can easily serve as a 2nd bedroom with a full bath downstairs, providing convenience. The expansive family room, open to the second floor, creates an airy and inviting atmosphere. The elegant Kitchen boasts center island, beautiful quartz countertops, ceramic tile backsplash, sparkling white cabinets, stacked SS appliances, 5 burner gas cooktop, wood range hood and butler’s pantry. The large primary suite is truly a retreat, featuring a wall of windows, step ceiling, ensuite bath with dual vanities, separate shower, garden tub & spacious walk-in closet. The Large Game Room upstairs will play host to many competitive family game nights while the Media Room with lofted ceiling & equipment pre-wiring promises the ultimate movie experience. Large backyard with an extended concrete patio & newly stained fence is perfect for gardening & relaxation. This amazing community offers amenities such as community pool, playground, fishing pond providing endless opportunities for recreation.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
9/10
Bill Hays MiddleGrades 6-80.9 mi
7/10
Rock Hill High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Disposal,Gas Water Heater,Microwave,Water Softener
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room

Bedroom

  • Level: First
  • Dimensions: 15 x 10

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Dimensions: 14 x 12

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Dimensions: 15 x 12

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Dimensions: 15 x 10

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Dimensions: 14 x 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Breakfast Room Nook

  • Level: First
  • Dimensions: 12 x 10

Dining Room

  • Features: Butler's Pantry
  • Level: First
  • Dimensions: 13 x 12

Family Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 23 x 17

Features

  • Decorative/Designer Lighting Fixtures,Double Vanity,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Glass Doors,Gas Log
  • Fireplace: Yes

Game Room

  • Features: Ceiling Fan(s)
  • Level: Second
  • Dimensions: 19 x 16

Heating & Cooling

  • Heating features: Central,ENERGY STAR Qualified Equipment,Fireplace(s),Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Electric,ENERGY STAR Qualified Equipment

Interior Area

  • Total interior livable area: 3,930 sqft

Kitchen

  • Features: Built-in Features,Butler's Pantry,Kitchen Island,Pantry,Walk-In Pantry
  • Level: First
  • Dimensions: 13 x 12

Living Room

  • Level: First
  • Dimensions: 14 x 13

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,Double Vanity,En Suite Bathroom,Garden Tub/Roman Tub,Linen Closet,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 19 x 16

Media Room

  • Level: Second
  • Dimensions: 19 x 13

Property

Details

  • Parcel number: R1148300E02201

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Front Porch,Patio

Lot

  • Lot size: 7,971 sqft

Parking

  • Total spaces: 2
  • Parking features: Covered,Door-Single,Driveway,Electric Vehicle Charging Station(s),Garage,Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$408$4,896
Property Taxes $979$11,748
Electricity $431$5,178
Total$5,862$70,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$200,982/yr
40% on housing$175,860/yr
45% on housing$156,320/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 75035$224
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75035$222
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$829,900
2026-01-15Listed for sale$849,000

For Sale by Agent

AgentAjay Prabhu
BrokerageBeam Real Estate, LLC

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