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3709 Rice St, Galveston, TX, 77554

3beds
3baths
1,702sqft
$599,000
$352price/sqft
$3,858/moest. monthly cost
$154,320/yrincome needed

About This Home

Spectacular Galveston home just steps from the beach with the protection of The Seawall. Expansive living, dining and kitchen is the heart of this home. Vaulted ceiling and a loft. Kitchen features marble counter with waterfall ends. Appliances updated in 2024. Beautiful custom cabinets with high gloss finishes. Bathrooms are works of art with step through shower entrances and custom finishes. Floorings are a natural tile in a herringbone pattern. Outdoor living at it finest with over 1600 square feet of Trex decking and 2022 M9 Bullfrog hot tub. Garage parking for 3 cars. Back yard is very private with patio, gardens and full fenced. Over engineered home with 12"x12" pilings and decks on 10"x10" pilings. Efficient spray foam insulation and life time asphalt shingles No HOA. This home is a private compound for full time living or a week-end get away for a lock and leave lifestyle or short term rental investor's dream. Nothing can compare to this glamorous home. A must to see!

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
Oppe Elementary SchoolGrades PK-40.4 mi
3/10
Weis Middle SchoolGrades 5-81.1 mi
5/10
AIM College & Career PrepGrades 7-122.6 mi

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Spray Foam Insulation,Cement Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dryer,Refrigerator,Washer,Water Softener,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • High Ceilings,Primary Bed - 2nd Floor
  • Door features: Insulated Doors
  • Window features: Insulated/Low-E windows,Window Coverings
  • Flooring: Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,702
  • Total interior livable area: 1,702 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen open to Family Room

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Shower Only

Property

Details

  • Parcel number: 433600330007000

Features

  • Stories: 2
  • Patio & porch: Covered,Patio/Deck
  • Exterior features: Back Green Space
  • Fencing: Back Yard,Full

Lot

  • Lot size: 5,514 sqft
  • Features: Back Yard,Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 3
  • Parking features: Attached,Oversized,Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Coastal Flooding
Hurricane
Heat Wave
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$148$1,776
Property Taxes $444$5,328
Electricity $238$2,859
Total$3,858$46,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,274/yr
40% on housing$115,740/yr
45% on housing$102,880/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$352This listing

vs Other Active Listings

Avg $/sqft

ZIP 77554$331
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77554$347
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-06Price change$649,000
2025-08-29Price change$695,000
2024-11-23Listed for sale$795,000

For Sale by Agent

AgentNorman Edmonson
BrokerageEdmonson & Associates

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