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109 Central Street, Brattleboro, VT, 05301

4beds
2baths
1,808sqft
$350,000
$194price/sqft
$2,635/moest. monthly cost
$105,400/yrincome needed

About This Home

Bright Sunny, south facing! 2 stacked flats just perfect for multi generational living! Inside access with both formal front stair and back utility stairs, so easy for caring for family members, or a plan for aging in place with a care giver. Rent one or both for a money maker. This owner is owner occupying both flats. Plenty of off street parking, a sweet side porch and just a bit of a yard to care for. Near down town,, MOOVER route, hospital and all the other good stuff. Quite, level short street, with easy access. Come join the neighborhood! Only the first floor is available to show on first showing. Please have all buyers qualified before requesting an appointment.

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
6/10
7/10

Construction

Condition

  • Year built: 1890

Materials

  • Foundation: Brick,Stone
  • Roof: Slate
  • Construction materials: Wood Frame,Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Gas Range,Refrigerator,Washer,Domestic Water Heater,Oil Water Heater
  • Laundry features: 2nd Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Dirt Floor,Interior Stairs,Storage Space,Unfinished,Interior Access,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • In-Law/Accessory Dwelling,In-Law Suite,Natural Light,Walk-in Pantry
  • Window features: Blinds
  • Flooring: Carpet,Vinyl
  • Attic: Walk-up
  • Finished area below ground: 0
  • Finished area above ground: 1,808

Heating & Cooling

  • Heating features: Oil,Baseboard,Electric,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 3,016
  • Total interior livable area: 1,808 sqft

Property

Details

  • Parcel number: 8102512762
  • Zoning description: R1

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Deck,Garden,Storage
  • Frontage length: Road frontage: 66

Lot

  • Lot size: 5,227 sqft
  • Features: City Lot,Curbing,Level,Sidewalks,Street Lights

Parking

  • Parking features: Dirt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Hurricane
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Vermont Counties

Flood
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $146$1,752
Property Taxes $466$5,592
Electricity $254$3,053
Total$2,635$31,620

Income You'd Need if You Spent...

35% on housing$90,342/yr
40% on housing$79,050/yr
45% on housing$70,266/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 7.6%
7.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 05301$152
Windham County$209

vs Homes Sold Last Month

Median $/sqft

ZIP 05301
Windham County$208

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-07-31Listed for sale$300,000
2021-11-03Sold$180,000
2021-08-09Contingent$189,900
2020-10-09Listed for sale$189,900

For Sale by Agent

AgentChristine M Lewis
BrokerageBrattleboro Area Realty

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