292 Reserve Ln Unit 103, Rockport, TX, 78382
About This Home
Enjoy waterfront living at its finest at Villa 103, located in the gated community of The Reserve at St. Charles Bay. This fully furnished 4-bedroom condo offers plenty of space to relax and entertain. The main floor has an open-concept kitchen-living room with shiplap wall accent, stainless steel appliances, custom backsplash, a lovely island with sink, & extra sitting to entertain guests. The 2nd level has 2 guest bedrooms and a Primary suite with a patio to enjoy the morning breeze; complete with a huge spa-like full bathroom. The third-floor bedroom provides a private retreat for guests, complete with its own full bathroom, adding extra flexibility and comfort. The covered back patio offers an ideal outdoor retreat, complete with a dedicated tackle closet for fishing gear and a freezer for added convenience. Step right out to your private boat lift and take advantage of some of the best fishing on the Texas coast. Spend your days on the water and unwind in the peaceful coastal setting. Additional parking is available on Reserve Ln, in front of Hammock Park, and at the end of the cul-de-sac. HOA dues cover insurance, landscaping, pool, pier, and more. Making this a true low-maintenance, lock-and-leave property. Whether you're looking for a weekend getaway, full-time residence, or investment opportunity, this one checks all the boxes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2016
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: HardiPlank Type
Type & Style
- Home type: Condo
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dryer,Washer
- Laundry features: Electric Dryer Hookup,Utility Room In House,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Features: Living/Dining
Features
- Window features: Blinds
- Flooring: Vinyl,Wood
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric,Ceiling Fan(s)
Interior Area
- Total structure area: 1,966
- Total interior livable area: 1,966 sqft
Living Room
- Features: 1 Area/Room
Master Bathroom
- Features: Double Vanity,Full Bath
Master Bedroom
- Features: Ceiling Fan(s),Walk-In Closet(s)
- Level: Upper
Property
Details
- Parcel number: 7869103
- Zoning description: R1
Features
- Levels: Three Or More
- Pool features: Private/Community Pool
- Patio & porch: Covered Patio/Deck,Front/Rear Porch,Deck/Patio Off Master
- Exterior features: Rain Gutters
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Seawall,Canal Front,Waterfront,Waterfront Community,Boat Dock-Private,Boat Slip
Lot
- Lot size: 5,492 sqft
- Features: Landscaped
Parking
- Total spaces: 1
- Parking features: One,Garage Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Cold Wave
- Inland Flooding
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $502 | $6,024 |
| Property Taxes | $749 | $8,988 |
| Electricity | $238 | $2,859 |
| Total | $5,529 | $66,348 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $799,000 |
| 2025-11-05 | Listing removed | $829,000 |
| 2025-05-30 | Listed for sale | $829,000 |
| 2025-04-29 | Listing removed | $829,000 |
| 2025-04-04 | Price change | $829,000 |
| 2025-01-26 | Price change | $849,000 |
| 2024-07-03 | Listed for sale | $895,000 |
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