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292 Reserve Ln Unit 701, Rockport, TX, 78382

4beds
4baths
1,966sqft
$815,000
$415price/sqft
$5,635/moest. monthly cost
$225,400/yrincome needed

About This Home

Bayfront Villa | 4 Bedrooms & 3.5 Baths | Private Boat Slip & Lift | Turnkey Furnished | Golf Cart Included | Experience elevated coastal living in this beautifully appointed bayfront villa in The Reserve, offering sweeping views of Aransas Bay and the surrounding coastal wildlife. This 4-bedroom, 3.5-bath residence combines waterfront serenity with effortless boating access thanks to a designated private boat slip and lift located just around the corner—giving you the best of both worlds: expansive bay views and convenient canal access for days spent on the water. Offered fully furnished and turnkey, even the golf cart conveys, making it ready for immediate enjoyment. Enter through the front door or single-car garage to a welcoming drop space that opens into the main living level, where the kitchen and living areas are designed for gathering. The kitchen features an expanded quartz island, like-new appliances, and charming shiplap accents that enhance the coastal aesthetic. The living space flows seamlessly onto a covered rear porch overlooking the bay—an ideal extension of the home for relaxing and taking in the breeze and sunsets. The second floor includes two guest bedrooms, a shared guest bathroom, and a spacious primary suite with a private balcony capturing breathtaking water views. The primary suite also features double vanities, a walk-in shower, and a walk-in closet. The third floor offers a private guest retreat complete with a built-in trundle bed, nightstand, bookshelf, and its own en-suite bathroom. New HVAC unit installed in 2024 and dehumidifier in 2025. HOA dues include exterior building insurance (windstorm, flood, and general liability), building maintenance, lawn care, and upkeep of community amenities including the pool, pier, boardwalk, hammock park, gated entry, on-site HOA staff, and more. Come see why bayfront living is so special—schedule your private showing and experience the views today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

3/10
4/10
4/10

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: Condo
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Tankless Water Heater,Washer
  • Laundry features: Electric Dryer Hookup,Utility Room In House,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Kitchen/Dining

Features

  • Raised Ceilings
  • Window features: Blinds
  • Flooring: Tile/Terrazzo,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,966
  • Total interior livable area: 1,966 sqft

Living Room

  • Features: 1 Area/Room,Ceiling Fan(s),Vaulted Ceiling(s)

Master Bathroom

  • Features: Double Vanity,Full Bath

Master Bedroom

  • Features: Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 7869701
  • Zoning description: R
  • Other equipment: Dehumidifier

Features

  • Levels: Three Or More
  • Pool features: Private/Community Pool
  • Patio & porch: Covered Patio/Deck,Front/Rear Porch,Deck/Patio Off Master
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Bay Front,Seawall,Waterfront,Waterfront Community,Boat Dock-Private

Lot

  • Features: Landscaped

Parking

  • Total spaces: 1
  • Parking features: One,Garage Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,121$49,452
Home Insurance *$512$6,144
Property Taxes $764$9,168
Electricity $238$2,859
Total$5,635$67,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,200/yr
40% on housing$169,050/yr
45% on housing$150,266/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.1%
6.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 9.3%
9.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$415This listing

vs Other Active Listings

Avg $/sqft

ZIP 78382$240
Aransas County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 78382$240
Aransas County$232

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$815,000
2026-03-08Listed for sale$845,000
2021-02-14Pending sale$659,000
2021-02-07Contingent$659,000
2021-01-08Listed for sale$659,000
2020-10-22Listing removed$659,000
2020-07-16Listed for sale$659,000

For Sale by Agent

AgentCierra Borak
BrokerageBig Tree Realty LLC

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