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25593 State Highway 64, Humansville, MO, 65724

3beds
2baths
1,400sqft
$389,000
$278price/sqft
$2,741/moest. monthly cost
$109,640/yrincome needed

About This Home

Three bedroom and two bath home on 1.3 acre lot with a 60 X 60 metal shop. The house is well maintainer and offers options of a full-time home, get away home,, short term or long term rental. Currently it is being used as a short term rental. The metal building has rubber roof installed in November,2024 with 10 year transferable warranty to new owner, has concrete floor and is insulated. It is divided in two 60 X 30 areas. The shop has two overhead doors (10 X 10 and 10 X 12), is heated with propane radiant heat from the ceiling and has 220 electric, The other 60 X 30 has a large showroom with dropped ceiling, propane heat. air conditioning, and has separate office space with separate heat and air (mini-split system) and two half bath rooms. The property has one well. The house and metal building each one has a separate septic system Behind the house are R-V plugins and drain hookups that go directly in the sewer lines. There is a cellar under a small part of the house with outside entrance. Behind the house is a storage building 15 X 12 with concrete floor. The south end of the meal building has several billboards that provide a monthly income for the property. This property can continue to be an income producer with the short term rental of the house, rental of the showroom or shop and renting the space for the billboards. Great income generating property.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
3/10
Hermitage Middle SchoolGrades 6-87.0 mi
9/10
Hermitage High SchoolGrades 9-127.0 mi

Construction

Condition

  • Year built: 1963

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Dryer,Free-Standing Electric Oven,Washer,Microwave,Refrigerator
  • Laundry features: W/D Hookup

Bedroom1

  • Area: 225.76
  • Dimensions: 16.6 x 13.6

Bedroom2

  • Area: 162.4
  • Dimensions: 14 x 11.6

Bedroom3

  • Area: 104.4
  • Dimensions: 11.6 x 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Shower,Laminate Counters
  • Flooring: Hardwood,Linoleum
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Living Room

  • Area: 244.8
  • Dimensions: 18 x 13.6

Other

  • Area: 217.6
  • Dimensions: 16 x 13.6

Property

Details

  • Parcel number: 099.030000000027.000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 1.30 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$505$6,060
Property Taxes $129$1,548
Electricity $141$1,693
Total$2,741$32,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,977/yr
40% on housing$82,230/yr
45% on housing$73,093/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 20.5%
20.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$278This listing

vs Other Active Listings

Avg $/sqft

ZIP 65724$97
Hickory County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 65724
Hickory County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-26Listed for sale$389,000
2025-11-14Listing removed$389,000
2025-04-03Listed for sale$389,000

For Sale by Agent

AgentGene E Rice
BrokerageOzarks Home Realty

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