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197 Hi View Ter, West Seneca, NY, 14224

4beds
3baths
2,702sqft
$495,000
$183price/sqft
$3,825/moest. monthly cost
$153,000/yrincome needed

About This Home

Welcome to your own private retreat!!. Nestled on a quiet, tree lined dead end street, this beautifully maintained 4 bdrm, 2.5 bath home offers over 2,700 sq ft of living space filled with warmth,charm, and character. Step inside to discover generously sized rooms throughout, including a spacious living room with engineered hardwood floors, formal dining room, inviting family room with gas fireplace. Updated eat in kitchen features abundant cabinetry, granite countertops and a breakfast bar perfect for gathering with family and friends. Applainces included. Remodeled 1/2 bath on main floor .First floor bdrm being used as an office by current owners. The second floor features 3 comfortable bdrms, including a primary suite complete with a sitting area and a walk in closet. Upper balcony off master bdrm offers a quiet retreat. 2 full baths remodeled with walk in showers upstairs. Outside , enjoy an exceptional setting with a private yard surrounded by mature trees creating a perfect backdrop for entertaining and relaxation. Summer days will be spent enjoying the beautiful gunite in-ground pool, expansive composite deck and patio area making this home an entertainers dream. Updated mechanics including newer architectural shingle roof. 2 finished rooms in basement. This home combines classic character with modern amenities in a highly desirable location, this one-of-a-kind property offers the perfect blend of space, comfort, and resort -style outdoor living. Other Room 1 is sitting area/walk in closet in primary bdrm. Other room 2 is enclosed sun porch. 2 car garage. Large Shed.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

7/10
West Elementary SchoolGrades K-52.0 mi
5/10
West Middle SchoolGrades 6-81.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1953

Materials

  • Foundation: Poured
  • Roof: Architectural,Shingle
  • Construction materials: Brick,Spray Foam Insulation,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Gas Water Heater,Refrigerator

Basement

  • Level: Basement
  • Dimensions: 23.00 x 15.00

Basement

  • Level: Basement
  • Dimensions: 14.00 x 15.00

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Sump Pump

Bedroom1

  • Level: First
  • Dimensions: 11.00 x 10.00

Bedroom2

  • Level: Second
  • Dimensions: 20.00 x 14.00

Bedroom3

  • Level: Second
  • Dimensions: 16.00 x 14.00

Bedroom4

  • Level: Second
  • Dimensions: 14.00 x 13.00

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: First
  • Dimensions: 14.00 x 12.00

Family Room

  • Level: First
  • Dimensions: 13.00 x 11.00

Features

  • Breakfast Bar,Ceiling Fan(s),Separate/Formal Dining Room,Eat-in Kitchen,Separate/Formal Living Room,Granite Counters,Bedroom on Main Level
  • Flooring: Carpet,Ceramic Tile,Hardwood,Laminate,Varies
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,702
  • Total interior livable area: 2,702 sqft

Kitchen

  • Level: First
  • Dimensions: 18.00 x 12.00

Living Room

  • Level: First
  • Dimensions: 24.00 x 15.00

Other

  • Level: Second
  • Dimensions: 12.00 x 14.00

Other

  • Level: First
  • Dimensions: 16.00 x 9.00

Property

Details

  • Parcel number: 1468001440500002036000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Balcony,Deck,Patio
  • Exterior features: Blacktop Driveway,Balcony,Deck,Pool,Patio

Lot

  • Lot size: 0.59 Acres
  • Features: Rectangular,Rectangular Lot,Residential Lot
  • Lot size dimensions: 121 x 211

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters in Erie County and New York

Flood
Severe Storm
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,502$30,024
Home Insurance *$168$2,016
Property Taxes $709$8,508
Electricity $446$5,358
Total$3,825$45,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,142/yr
40% on housing$114,750/yr
45% on housing$102,000/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 14224$160
Erie County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 14224$198
Erie County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$495,000
2026-07-27Price change$495,000
2026-07-13Price change$499,900
2026-07-09Listed for sale$499,000
1998-04-07Sold$160,000

For Sale by Agent

AgentMary Clare Hourihan
BrokerageHUNT Real Estate ERA

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