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5111 Stockbridge Dr, Mount Holly, NC, 28120

3beds
2baths
1,931sqft
$459,900
$238price/sqft
$2,960/moest. monthly cost
$118,400/yrincome needed

About This Home

Located in Highly desireable Charlotte bedroom community area, just north of 4-85 and North Highway 16. thoughtfully designed 3 Bedroom floorpan ,maximizes space and light with a beautiful vaulted Greatroom and luxury vinyl flooring throughout. You can enjoy versatile living with two primary bedrooms (one up and one down). The upstairs suite is a true getaway with a huge walk-in closet and ensuite. The kitchen features a separate pantry and a beautiful wet bar/coffee station. The home has a massive wrap-around deck, fire pit area, and balcony of three distinct ways to enjoy the fresh air. Convenient access to Charlotte Douglas International airport, Belmont, Lake Norman, shopping, dining, and the Whitewater rafting center.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

5/10
4/10
5/10
East Gaston High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Crawl Space
  • Construction materials: Fiber Cement,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave
  • Laundry features: Upper Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Open Floorplan,Walk-In Closet(s)
  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,931

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 1,931
  • Total interior livable area: 1,931 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Primary Bedroom

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 204771
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Balcony,Deck
  • Fencing: Back Yard,Partial

Lot

  • Lot size: 0.69 Acres
  • Lot size dimensions: App x 190' rd

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Strong Wind

FEMA Declared Disasters in Gaston County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,325$27,900
Home Insurance *$154$1,848
Property Taxes $281$3,372
Electricity $200$2,405
Total$2,960$35,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,485/yr
40% on housing$88,800/yr
45% on housing$78,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 28120$171
Gaston County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28120$199
Gaston County$187

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$489,500
2026-04-13Price change$499,900
2026-03-30Price change$509,000
2026-03-11Listed for sale$515,000
2019-11-19Sold$18,000
2006-01-30Sold$40,000

For Sale by Agent

AgentTina Miller
BrokerageThe Lake Norman Home Place

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