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318 Harding St, New Orleans, LA, 70121

1beds
1baths
839sqft
$174,500
$208price/sqft
$1,354/moest. monthly cost
$54,160/yrincome needed

About This Home

Cute cottage type house. Needs painting and some updates. Original wood floors except the kitchen, bathroom and side room. The house had been leased to previous tenants for 15 years. The garage and 2nd floor apartment was taken down earlier this month (April 2026) because it was in disrepair from Hurricane Ida. The zoning is R2. There are many properties on Harding that are rentals with two, three and four units. This property has lots of potential.The roof was replaced after Hurricane Ida. It is presently vacant and easy to show.

Getting Around

54
WalkingSomewhat Walkable
22
TransitMinimal Transit
63
BikeBikeable

Schools

6/10
7/10
Riverdale High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1950

Materials

  • Foundation: Raised
  • Roof: Asphalt,Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Bathroom

  • Level: Lower
  • Dimensions: 9.90 X 7.82

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Lower
  • Dimensions: 11.41 X 12.0

Features

  • Attic,Pull Down Attic Stairs
  • Fireplace features: None
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: None
  • Cooling features: 2 Units,Window Unit(s)

Interior Area

  • Total structure area: 839
  • Total interior livable area: 839 sqft

Kitchen

  • Level: Lower
  • Dimensions: 11.35 X 9.62

Living Room

  • Level: Lower
  • Dimensions: 11.33 X 12.0

Master Bedroom

  • Level: Lower
  • Dimensions: 12.62 X 11.45

Other

  • Level: Lower
  • Dimensions: 6.64 X 11.45

Other

  • Level: Lower
  • Dimensions: 6 X 8

Property

Details

  • Parcel number: 0700003834
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Concrete
  • Exterior features: Fence

Lot

  • Lot size: 4,750 sqft
  • Features: City Lot,Rectangular Lot
  • Lot size dimensions: 50' x 95'

Parking

  • Parking features: Driveway,Off Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Hail
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $882$10,584
Home Insurance *$243$2,916
Property Taxes $82$984
Electricity $147$1,773
Total$1,354$16,248
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,422/yr
40% on housing$40,620/yr
45% on housing$36,106/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 70121$138
Jefferson Parish$159

vs Homes Sold Last Month

Median $/sqft

ZIP 70121$198
Jefferson Parish$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$174,500
2026-03-01Listing removed$160,900
2025-09-08Listed for sale$160,900

For Sale by Agent

AgentCheryl Rodeghero
BrokerageUnited Real Estate Partners

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