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3917 Civic St, Metairie, LA, 70001

2beds
1baths
865sqft
$200,000
$231price/sqft
$1,496/moest. monthly cost
$59,840/yrincome needed

About This Home

Welcome home to this cozy 2-bedroom, 1-bath cottage located in desirable Flood Zone X in the heart of Metairie. Featuring no carpet throughout, this home offers easy maintenance and a clean feel. The property also includes backyard access, providing added convenience for outdoor activities, entertaining, or additional storage needs. This home is ready for its new owner to add their personal touches and make it their own. Ideally situated just minutes from shopping, dining, schools, parks, and major roadways, you'll enjoy quick access to all of life's conveniences while still being tucked away in an established neighborhood. Whether you're a first time buyer, downsizing, or looking for an investment opportunity, this charming cottage offers endless potential. Schedule your showing today!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
4/10

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1952

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Lower
  • Dimensions: 13.5 x 10.5

Bedroom

  • Level: Lower
  • Dimensions: 13 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,1 Unit

Interior Area

  • Total structure area: 900
  • Total interior livable area: 865 sqft

Kitchen

  • Level: Lower
  • Dimensions: 13.5 x 11

Living Room

  • Level: Lower
  • Dimensions: 13.5 x 15.5

Property

Details

  • Parcel number: 0820010440
  • Special condition: None

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 4,800 sqft
  • Features: City Lot,Rectangular Lot
  • Lot size dimensions: 50' x 120'

Parking

  • Total spaces: 1
  • Parking features: Driveway,One Space
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Other
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,011$12,132
Home Insurance *$244$2,928
Property Taxes $94$1,128
Electricity $147$1,773
Total$1,496$17,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,291/yr
40% on housing$44,880/yr
45% on housing$39,893/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.0%
16.0%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 70001$186
Jefferson Parish$159

vs Homes Sold Last Month

Median $/sqft

ZIP 70001$198
Jefferson Parish$156

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$200,000

For Sale by Agent

AgentKevin Petruska
BrokerageAtlas Real Estate Company, LLC

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