




184 Sequoia Mountain Ln, Jay, NY, 12941
About This Home
Camp Creaky Birch - Unique Turnkey Adirondack Cottage - Escape to the heart of the Adirondacks with this unique & fully furnished 1,122 sq ft Cottage set on 1.10 acres. Offering 1 bedroom & 2 full baths, this home blends rustic character with modern comfort--perfect as a year-round residence, vacation getaway, or income-producing rental. The intentionally designed open-concept main level features a kitchen, dining, & living area highlighted by exposed beams, propane gas stove, hardwood & tile flooring, & a warm, inviting atmosphere ideal for gathering. A full bath with tub on this level adds convenience for guests. A ladder leads up to a small cozy nook area for added fun. A metal spiral staircase leads to the lower level expanding your living space with a private bedroom, second full bath, gear area in outside entry, & a versatile recreation area currently set up to accommodate additional sleeping--perfect for hosting family, friends, or renters. Step outside to enjoy the large front deck overlooking a generous yard complete with a fire pit & plenty of room for outdoor entertaining or quiet relaxation under the Adirondack sky. Full house generator. This property is truly turnkey, with all contents included--ready for immediate enjoyment or to continue as a vacation rental. As part of the Ausable Acres community, owners enjoy access to Lake Eaton's recreation area, the scenic West Branch of the Ausable River for fishing and swimming, tennis and pickleball courts, & over 10 miles of trails for hiking, snowshoeing, & cross-country skiing--all for a low annual HOA fee of just $75. Ideally located just 15 minutes from Whiteface Mountain Ski Center & within 30-40 minutes of Lake Placid, Saranac Lake, Plattsburgh, Lake Champlain, & the High Peaks region, this location offers year-round recreation & convenience. Whether you're seeking a peaceful retreat / investment opportunity or both, this Adirondack gem delivers the best of both worlds.
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1981
Materials
- Foundation: Poured
- Roof: Asphalt
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer/Dryer
- Laundry features: Electric Dryer Hookup,Lower Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Exterior Entry,Finished,Full,Walk-Out Access
Bathroom1
- Features: Ceramic Tile
- Level: First
- Area: 64
- Dimensions: 8 x 8
Bathroom2
- Features: Linoleum
- Level: Lower
- Area: 45
- Dimensions: 9 x 5
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Family Room
- Features: Other
- Level: Lower
- Area: 182
- Dimensions: 13 x 14
Features
- Beamed Ceilings,Ceiling Fan(s),Natural Woodwork,Open Floorplan,Vaulted Ceiling(s)
- Door features: Sliding Doors
- Window features: Double Pane Windows
- Flooring: Hardwood,Linoleum,Tile
- Finished area below ground: 561
- Finished area above ground: 561
Heating
- Heating features: Electric,Propane Stove,Other
Interior Area
- Total structure area: 1,122
- Total interior livable area: 1,122 sqft
Kitchen
- Features: Adobe,Ceramic Tile
- Level: First
- Area: 160
- Dimensions: 10 x 16
Living Room
- Features: Hardwood
- Level: First
- Area: 160
- Dimensions: 10 x 16
Master Bedroom
- Features: Other
- Level: Lower
- Area: 104
- Dimensions: 13 x 8
Other
- Features: Other
- Level: Lower
- Area: 20
- Dimensions: 4 x 5
Property
Details
- Parcel number: 17.3026.000
- Zoning: Residential
- Other equipment: Generator
Features
- Levels: Two
- Patio & porch: Deck
- Exterior features: Fire Pit
- Has view: Yes
- View description: Trees/Woods
- Topography of land: Level
Lot
- Lot size: 1.10 Acres
- Features: Back Yard,Front Yard,Level,Wooded
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Cold Wave
- Ice Storm
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Essex County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,264 | $15,168 |
| Home Insurance * | $101 | $1,212 |
| Property Taxes | $281 | $3,372 |
| Electricity | $246 | $2,954 |
| Total | $1,892 | $22,704 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $290,000 |
| 2019-10-21 | Sold | $125,000 |
| 2019-10-15 | Pending sale | $140,000 |
| 2018-05-08 | Listed for sale | $140,000 |
| 2009-10-02 | Sold | $127,000 |
| 2007-04-05 | Sold | $94,000 |
| 1999-08-12 | Sold | $38,000 |
| 1999-04-01 | Sold | $18,000 |
| 1998-08-07 | Sold | $20,000 |
