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184 Sequoia Mountain Ln, Jay, NY, 12941

1beds
2baths
1,122sqft
$250,000
$223price/sqft
$1,892/moest. monthly cost
$75,680/yrincome needed

About This Home

Camp Creaky Birch - Unique Turnkey Adirondack Cottage - Escape to the heart of the Adirondacks with this unique & fully furnished 1,122 sq ft Cottage set on 1.10 acres. Offering 1 bedroom & 2 full baths, this home blends rustic character with modern comfort--perfect as a year-round residence, vacation getaway, or income-producing rental. The intentionally designed open-concept main level features a kitchen, dining, & living area highlighted by exposed beams, propane gas stove, hardwood & tile flooring, & a warm, inviting atmosphere ideal for gathering. A full bath with tub on this level adds convenience for guests. A ladder leads up to a small cozy nook area for added fun. A metal spiral staircase leads to the lower level expanding your living space with a private bedroom, second full bath, gear area in outside entry, & a versatile recreation area currently set up to accommodate additional sleeping--perfect for hosting family, friends, or renters. Step outside to enjoy the large front deck overlooking a generous yard complete with a fire pit & plenty of room for outdoor entertaining or quiet relaxation under the Adirondack sky. Full house generator. This property is truly turnkey, with all contents included--ready for immediate enjoyment or to continue as a vacation rental. As part of the Ausable Acres community, owners enjoy access to Lake Eaton's recreation area, the scenic West Branch of the Ausable River for fishing and swimming, tennis and pickleball courts, & over 10 miles of trails for hiking, snowshoeing, & cross-country skiing--all for a low annual HOA fee of just $75. Ideally located just 15 minutes from Whiteface Mountain Ski Center & within 30-40 minutes of Lake Placid, Saranac Lake, Plattsburgh, Lake Champlain, & the High Peaks region, this location offers year-round recreation & convenience. Whether you're seeking a peaceful retreat / investment opportunity or both, this Adirondack gem delivers the best of both worlds.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

6/10
1/10
6/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1981

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,Lower Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Walk-Out Access

Bathroom1

  • Features: Ceramic Tile
  • Level: First
  • Area: 64
  • Dimensions: 8 x 8

Bathroom2

  • Features: Linoleum
  • Level: Lower
  • Area: 45
  • Dimensions: 9 x 5

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Family Room

  • Features: Other
  • Level: Lower
  • Area: 182
  • Dimensions: 13 x 14

Features

  • Beamed Ceilings,Ceiling Fan(s),Natural Woodwork,Open Floorplan,Vaulted Ceiling(s)
  • Door features: Sliding Doors
  • Window features: Double Pane Windows
  • Flooring: Hardwood,Linoleum,Tile
  • Finished area below ground: 561
  • Finished area above ground: 561

Heating

  • Heating features: Electric,Propane Stove,Other

Interior Area

  • Total structure area: 1,122
  • Total interior livable area: 1,122 sqft

Kitchen

  • Features: Adobe,Ceramic Tile
  • Level: First
  • Area: 160
  • Dimensions: 10 x 16

Living Room

  • Features: Hardwood
  • Level: First
  • Area: 160
  • Dimensions: 10 x 16

Master Bedroom

  • Features: Other
  • Level: Lower
  • Area: 104
  • Dimensions: 13 x 8

Other

  • Features: Other
  • Level: Lower
  • Area: 20
  • Dimensions: 4 x 5

Property

Details

  • Parcel number: 17.3026.000
  • Zoning: Residential
  • Other equipment: Generator

Features

  • Levels: Two
  • Patio & porch: Deck
  • Exterior features: Fire Pit
  • Has view: Yes
  • View description: Trees/Woods
  • Topography of land: Level

Lot

  • Lot size: 1.10 Acres
  • Features: Back Yard,Front Yard,Level,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Essex County and New York

Flood
Hurricane
Severe Storm
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$101$1,212
Property Taxes $281$3,372
Electricity $246$2,954
Total$1,892$22,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,868/yr
40% on housing$56,760/yr
45% on housing$50,453/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.3%
2.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 12941$202
Essex County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 12941
Essex County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$290,000
2019-10-21Sold$125,000
2019-10-15Pending sale$140,000
2018-05-08Listed for sale$140,000
2009-10-02Sold$127,000
2007-04-05Sold$94,000
1999-08-12Sold$38,000
1999-04-01Sold$18,000
1998-08-07Sold$20,000

For Sale by Agent

AgentMichelle Mabee-Loughren
BrokerageB.A. Straight Real Estate

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