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64 Beech St, Jay, NY, 12941

2beds
1baths
694sqft
$235,000
$339price/sqft
$1,793/moest. monthly cost
$71,720/yrincome needed

About This Home

Nestled in the woods this Two bedroom, 1 bath home has a combination of electric baseboard and a Free standing wood stove that sits nicely off the road. Added workshop and storage area for your hiking, skiing, canoeing and kayaking equipment for enjoying the Adirondacks Mts.. The setting is peaceful as you can enjoy quiet days on the screened front porch or sit around the small fire pit. Make this your Adirondack retreat !! or Vacation Rental!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

6/10
1/10
6/10

Construction

Condition

  • Year built: 1964

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Adirondack,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Cooktop,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Full

Bathroom

  • Features: Laminate Counters
  • Level: First
  • Area: 40
  • Dimensions: 5 x 8

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 88
  • Dimensions: 11 x 8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Insulated Windows
  • Finished area below ground: 0
  • Finished area above ground: 694

Heating & Cooling

  • Heating features: Electric,Space Heater,Wood,Wood Stove
  • Cooling features: None

Interior Area

  • Total structure area: 694
  • Total interior livable area: 694 sqft

Kitchen

  • Features: Ceramic Tile
  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Living Room

  • Features: Carpet
  • Level: First
  • Area: 228
  • Dimensions: 19 x 12

Master Bedroom

  • Features: Carpet
  • Level: First
  • Area: 80
  • Dimensions: 10 x 8

Utility Room

  • Features: Natural Woodwork
  • Level: First
  • Area: 48
  • Dimensions: 8 x 6

Property

Details

  • Parcel number: 17.4048.000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Screened
  • Exterior features: Storage
  • Has view: Yes
  • View description: Neighborhood,Trees/Woods
  • Topography of land: Rolling

Lot

  • Lot size: 0.90 Acres
  • Features: Few Trees,Rolling Slope

Parking

  • Total spaces: 1
  • Parking features: No Garage
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Cold Wave
Ice Storm
Landslide
Winter Weather

FEMA Declared Disasters in Essex County and New York

Flood
Hurricane
Severe Storm
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$95$1,140
Property Taxes $264$3,168
Electricity $246$2,954
Total$1,793$21,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,474/yr
40% on housing$53,790/yr
45% on housing$47,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.3%
2.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.7%
-2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 12941$204
Essex County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 12941
Essex County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-04-15Price change$235,000
2023-12-05Listed for sale$245,000
2023-07-13Listing removed--
2023-04-13Listed for sale$245,000
2020-05-08Listing removed$7,000
2018-11-14Listed for sale$7,000
2018-10-02Listing removed$7,000
2018-08-20Price change$7,000
2017-10-04Listed for sale$10,000
1998-10-23Sold$21,000

For Sale by Agent

AgentAmy Shalton
BrokerageB.A. Straight Real Estate

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