12984 Nys Rte #9N, Jay, NY, 12941
About This Home
Ideally located just steps from the Village Green in Jay, NY this expansive historic farmhouse property is ready and waiting for your added touches! The home features a unique layout with multiple bedrooms on each floor, several flex spaces, and covered porches on multiple levels. There are also two detached garages, one of which is currently set up as an art studio and the other as a utility space. With high ceilings, original floors, and minimal disruption to the historic nature of the building, the charm of this property is not to be missed. (More pictures to follow soon)
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1905
Materials
- Foundation: Stone
- Roof: Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Old Style
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Gas Range,Microwave,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bathroom
- Level: First
- Area: 18
- Dimensions: 6 x 3
Bathroom1
- Level: Second
- Area: 40
- Dimensions: 10 x 4
Bathroom2
- Level: Second
- Area: 100
- Dimensions: 10 x 10
Bedroom1
- Level: First
- Area: 256
- Dimensions: 16 x 16
Bedroom2
- Level: Second
- Area: 168
- Dimensions: 14 x 12
Bedroom3
- Level: Second
- Area: 225
- Dimensions: 15 x 15
Bedroom4
- Level: Second
- Area: 320
- Dimensions: 16 x 20
Bedroom5
- Level: Second
- Area: 120
- Dimensions: 8 x 15
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 2,622
Heating
- Heating features: Propane,Radiant
Interior Area
- Total structure area: 2,622
- Total interior livable area: 2,622 sqft
Kitchen
- Level: First
- Area: 299
- Dimensions: 23 x 13
Living Room
- Level: First
- Area: 320
- Dimensions: 16 x 20
Office
- Level: First
- Area: 128
- Dimensions: 16 x 8
Property
Details
- Parcel number: 27.1029.000
Lot
- Lot size: 0.74 Acres
Parking
- Parking features: Garage
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Cold Wave
- Ice Storm
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Essex County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,098 | $25,176 |
| Home Insurance * | $168 | $2,016 |
| Property Taxes | $466 | $5,592 |
| Electricity | $433 | $5,199 |
| Total | $3,165 | $37,980 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-30 | Listed for sale | $415,000 |
| 2005-11-10 | Sold | $132,000 |
For Sale by Agent
View on Zillow