574 Morse Memorial, Olmstedville, NY, 12857
About This Home
This is 4.27 acre lot with appr 800 ft of waterfront on Minerva Stream. The property is located in the historic hamlet of Olmstedville. It is sub-dividable so investment possibilities abound! Within a short walking distance are located a small convenience store, Olmstedville post office, Minerva Central School and the Town of Minerva Historical Society Museum. High speed fiber optic internet service available. Located 7 minutes from Minerva Beach, 15 minutes to the NYS boat launch on Schroon Lake, 15 min to Interstate 87 and just 10 minutes from Gore Mt and North Creek!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1846
Materials
- Foundation: Combination
- Roof: Metal
- Construction materials: Shingle Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Gas Oven,Oven,Range,Refrigerator,Washer,Washer/Dryer
Basement
- Has basement: Yes
- Basement: Crawl Space,Interior Entry,Unfinished
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Features
- High Speed Internet
- Flooring: Carpet,Linoleum
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,608
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Oil,Wood Stove
- Cooling features: None
Interior Area
- Total structure area: 1,608
- Total interior livable area: 1,608 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 153400 164.1112.100
- Zoning description: Mixed
- Special condition: Standard
Features
- Patio & porch: Side Porch,Enclosed,Front Porch,Glass Enclosed
- Exterior features: Other
- Fencing: None
- Has view: Yes
- View description: Pond,Trees/Woods,Creek/Stream
- Has water view: Yes
- Water view: Pond,Creek/Stream
- On waterfront: Yes
- Waterfront features: Pond,River Front,Stream,Creek
- Waterbody name: Minerva Creek
Lot
- Lot size: 4.27 Acres
- Features: Road Frontage,Wooded,Waterfront
Parking
- Total spaces: 2
- Parking features: Off Street,Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Landslide
- Lightning
- Cold Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Essex County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,263 | $15,156 |
| Home Insurance * | $74 | $888 |
| Property Taxes | $281 | $3,372 |
| Electricity | $265 | $3,188 |
| Total | $1,883 | $22,596 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-26 | Listed for sale | $274,900 |
| 2026-01-25 | Listing removed | $274,900 |
| 2025-09-17 | Price change | $274,900 |
| 2025-08-22 | Price change | $299,900 |
| 2025-07-24 | Listed for sale | $325,000 |
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