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359 Cummins St, Jackson, MS, 39204

4beds
2baths
1,591sqft
$81,900
$51price/sqft
$1,059/moest. monthly cost
$42,360/yrincome needed

About This Home

Fantastic Value in this Fully Renovated 4 bedroom 2 bath home. Beautifully remodeled, this spacious home is like new and move in ready. Beautiful new flooring throughout, new lighting and fans, new stainless-steel appliances, updated bathrooms, a new heating and air system, new windows and doors and just painted interior and exterior. The bedrooms are very spacious especially the master. Take a look you will love it! This property is a spectacular investment option with a rent potential up to $1600 per month (per turbo tenant comparable analysis) A true home run all potential maintenance headaches have been addressed. Improve your portfolio with a solid investment that will yield a solid ROI year after year.

Getting Around

28
WalkingCar-Dependent
19
TransitMinimal Transit
34
BikeSomewhat Bikeable

Schools

8/10
Power Apac SchoolGrades 4-54.5 mi
1/10
Peeples Middle SchoolGrades 6-80.8 mi
5/10
Jim Hill High SchoolGrades 9-121.0 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1954

Materials

  • Foundation: Conventional
  • Roof: Shingle
  • Construction materials: Shingle Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Refrigerator,Exhaust Fan,Free-Standing Electric Range,Gas Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,In Kitchen

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Ceiling Fan(s),Tile Counters
  • Door features: Dead Bolt Lock(s),Metal Insulated,Security
  • Window features: Blinds,ENERGY STAR Qualified Windows,Insulated Windows
  • Flooring: Ceramic Tile,Simulated Wood

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Dual

Interior Area

  • Total structure area: 1,591
  • Total interior livable area: 1,591 sqft

Property

Details

  • Parcel number: 02080084000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: None
  • Fencing: Back Yard
  • Waterfront features: None

Lot

  • Lot size: 10,454 sqft
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Concrete,Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Heat Wave
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Hinds County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $414$4,968
Home Insurance *$404$4,848
Property Taxes $49$588
Electricity $192$2,304
Total$1,059$12,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,308/yr
40% on housing$31,770/yr
45% on housing$28,240/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.0%
-2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$51This listing

vs Other Active Listings

Avg $/sqft

ZIP 39204$33
Hinds County$92

vs Homes Sold Last Month

Median $/sqft

ZIP 39204$33
Hinds County$86

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$97,900
2026-03-13Price change$106,900
2026-02-20Price change$130,000
2026-02-10Listed for sale$106,900
2011-05-05Listing removed$14,900
2010-12-17Listed for sale$14,900

For Sale by Agent

AgentTerry Hedgepeth
BrokerageTerry Hedgepeth Realty

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