107 Underwood Rd, Tupper Lake, NY, 12986
About This Home
Welcome to 107 Underwood Road, where space, warmth, and Adirondack character come together in a peaceful Tupper Lake setting. This 4-bedroom, 3-bath home offers 2,808 sq ft of living space on a 120x150 lot with a private wooded backdrop and a detached 2-car garage. The interior has a comfortable, inviting feel with hardwood floors, warm wood ceilings and accents, a step-down living room, and multiple living/flex areas. The kitchen offers abundant cabinetry, generous counter space, stainless appliances, and a practical flow into the dining and living spaces. The primary suite provides a true retreat with a spacious bedroom and private bath, while the additional bedrooms and baths give the home the flexibility today's buyers want. A bonus room provides even more versatility and could serve as a 5th bedroom, home office, guest space, playroom, or hobby room depending on the buyer's needs. Outside, enjoy a large deck, open lawn, mature trees, and a backyard setting that feels tucked away and private. Whether you need room for family, guests, work-from-home space, or simply want a larger home with character, this property offers a rare amount of usable space in the Tupper Lake market.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1996
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Gas Range,Range Hood,Refrigerator,Washer,Wine Refrigerator
- Laundry features: Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Cathedral Ceiling(s),Ceiling Fan(s),Double Vanity,Walk-In Closet(s)
- Finished area below ground: 0
- Finished area above ground: 2,808
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 2,808
- Total interior livable area: 2,808 sqft
Property
Details
- Parcel number: 480.54.300
Features
- Levels: Two
- Pool features: None
- Patio & porch: Deck,Front Porch
- Exterior features: Rain Gutters
- Topography of land: Level
Lot
- Lot size: 0.41 Acres
- Features: Back Yard,Few Trees,Front Yard,Level
Parking
- Total spaces: 2
- Parking features: Garage
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Cold Wave
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Franklin County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,663 | $19,956 |
| Home Insurance * | $164 | $1,968 |
| Property Taxes | $397 | $4,764 |
| Electricity | $464 | $5,568 |
| Total | $2,688 | $32,256 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-17 | Listed for sale | $329,000 |
View on Zillow