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11 Tamarac Dr, Tupper Lake, NY, 12986

3beds
2baths
1,538sqft
$345,000
$224price/sqft
$2,586/moest. monthly cost
$103,440/yrincome needed

About This Home

Nestled on a private wooded lot in Tupper Lake, this charming 3-bedroom, 2-bath home offers comfort, flexibility, and exceptional access to Adirondack recreation. The spacious living room welcomes you with a vaulted ceiling and cozy fireplace, creating the perfect gathering space for family and friends. The primary bedroom and a full bath are conveniently located on the main level, allowing for easy one-floor living. Throughout nearly all living spaces, you'll find attractive luxury vinyl flooring, while the functional kitchen and full dining room provide ample room for everyday living and entertaining. A newer roof and premium vinyl siding with the authentic appearance of cedar shake add both value and curb appeal. The completely renovated lower level expands the home's versatility with two additional bedrooms and a spacious family room that could easily serve as a fourth bedroom, home office, or recreation space. With two full bathrooms and multiple living areas, there's room for everyone to spread out and enjoy. Golf enthusiasts will love the unique location, with the rear property line bordering the Tupper Lake Country Club property and the convenience of taking your golf cart directly to the course. Tupper Lake Municipal Electric makes electric heating an affordable and desirable option, while public water and sewer provide peace of mind by eliminating concerns about wells and septic systems. Located just minutes from downtown Tupper Lake, you'll enjoy easy access to year-round outdoor adventures, local dining, and beloved attractions such as the The Wild Center, Tupper Arts, and the Adirondack Sky Center. Whether you're searching for a year-round residence, a seasonal getaway, or an investment property, this home combines character, privacy, and an unbeatable location in the heart of the Adirondacks.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

5/10
6/10

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Frame,Shake Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Adirondack,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Exhaust Fan,Microwave,Refrigerator,Water Heater

Basement

  • Has basement: Yes
  • Basement: Block,Finished,Full

Bathroom1

  • Features: Vinyl
  • Level: First
  • Area: 42
  • Dimensions: 7 x 6

Bathroom2

  • Features: Luxury Vinyl
  • Level: Lower
  • Area: 42
  • Dimensions: 7 x 6

Bedroom2

  • Features: Luxury Vinyl
  • Level: Lower
  • Area: 156
  • Dimensions: 13 x 12

Bedroom3

  • Features: Luxury Vinyl
  • Level: Lower
  • Area: 90
  • Dimensions: 10 x 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Luxury Vinyl
  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Family Room

  • Features: Luxury Vinyl
  • Level: Lower
  • Area: 216
  • Dimensions: 18 x 12

Features

  • Vaulted Ceiling(s)
  • Window features: Double Pane Windows,Insulated Windows
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,538

Heating

  • Heating features: Baseboard,Electric,Fireplace(s)

Interior Area

  • Total structure area: 1,538
  • Total interior livable area: 1,538 sqft

Kitchen

  • Features: Linoleum
  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Living Room

  • Features: Luxury Vinyl
  • Level: First
  • Area: 288
  • Dimensions: 24 x 12

Master Bedroom

  • Features: Carpet
  • Level: First
  • Area: 210
  • Dimensions: 15 x 14

Utility Room

  • Features: Luxury Vinyl
  • Level: Lower
  • Area: 56
  • Dimensions: 8 x 7

Property

Details

  • Parcel number: 510.155
  • Zoning: Residential

Features

  • Levels: Two
  • Exterior features: Lighting
  • Fencing: Back Yard,Front Yard,Privacy
  • Has view: Yes
  • View description: Forest
  • Topography of land: Level

Lot

  • Lot size: 1 Acres
  • Features: Level,Many Trees,Near Golf Course,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters in Franklin County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$172$2,064
Property Taxes $416$4,992
Electricity $254$3,050
Total$2,586$31,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,662/yr
40% on housing$77,580/yr
45% on housing$68,960/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$224This listing

vs Other Active Listings

Avg $/sqft

ZIP 12986$251
Franklin County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 12986$167
Franklin County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$345,000
2012-10-12Listing removed$52,000
2012-08-18Listed for sale$52,000
2012-04-12Listing removed$52,000
2011-10-15Listed for sale$52,000

For Sale by Agent

AgentMatthew Ellis
BrokerageColdwell Banker Whitbeck Assoc Tupper Lake

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