48 Channel Rd, Owls Head, NY, 12969
About This Home
Stunning panoramic water views! This property features spacious bedrooms, an open and inviting floor plan, with large windows that showcase the spectacular lake scenery throughout the home. Enjoy relaxing mornings and unforgettable sunsets from your private lakeside setting. The oversized 3 car garage provides ample space for vehicles, storage, and recreational equipment. Whether you are looking for a year- round residence or a vacation retreat, this exceptional lake house combines comfort, space, and unmatched waterfront beauty.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Log Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Adirondack
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Refrigerator
Basement
- Basement: None
Bathroom2
- Level: Second
- Area: 54
- Dimensions: 6 x 9
Bedroom2
- Level: Second
- Area: 90
- Dimensions: 9 x 10
Bedroom3
- Level: Second
- Area: 224
- Dimensions: 14 x 16
Bedroom4
- Level: Second
- Area: 72
- Dimensions: 9 x 8
Bedroom5
- Level: Second
- Area: 72
- Dimensions: 9 x 8
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 208
- Dimensions: 16 x 13
Family Room
- Level: First
- Area: 532
- Dimensions: 38 x 14
Family Room
- Level: Second
- Area: 352
- Dimensions: 16 x 22
Features
- Beamed Ceilings,Ceiling Fan(s)
- Window features: Double Pane Windows,Screens,Vinyl Clad Windows,Wood Frames
- Flooring: Laminate,Tile,Wood
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,400
Heating & Cooling
- Heating features: Electric,Fireplace(s),Free Standing Stove,Wood Stove
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 2,400
- Total interior livable area: 2,400 sqft
Kitchen
- Level: First
- Area: 104
- Dimensions: 13 x 8
Laundry
- Level: First
- Area: 16
- Dimensions: 4 x 4
Master Bedroom
- Level: First
- Area: 169
- Dimensions: 13 x 13
Office
- Level: Second
- Area: 60
- Dimensions: 6 x 10
Other
- Level: First
- Area: 76.5
- Dimensions: 9 x 8.5
Sunroom
- Level: First
- Area: 200
- Dimensions: 20 x 10
Property
Details
- Parcel number: 203.124
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Porch,Screened,Wrap Around
- Exterior features: Lake Access Drive
- Has view: Yes
- View description: Lake,Mountain(s)
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake,Lake Front,Navigable Water,Owned Waterfront
- Waterbody name: Mountain View Lake
- Frontage type: Lakefront
Lot
- Lot size: 3,484 sqft
- Features: Boat Access,Few Trees,Lake on Lot,Secluded,Views,Waterfront
- Lot size dimensions: 0.08
Parking
- Total spaces: 3
- Parking features: Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Franklin County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $418 | $5,016 |
| Property Taxes | $906 | $10,872 |
| Electricity | $396 | $4,759 |
| Total | $5,512 | $66,144 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-10 | Listed for sale | $750,000 |
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