See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3368 County Route 26, Loon Lake, NY, 12989

7beds
4baths
3,622sqft
$520,000
$144price/sqft
$4,653/moest. monthly cost
$186,120/yrincome needed

About This Home

Welcome to your dream Adirondack retreat! This expansive 7-bedroom, 4-bathroom home offers over 3,600 square feet of beautifully appointed living space, perfect for those who love to entertain! Situated on about a quarter acre, this property boasts exclusive deeded access to Loon Lake, just 1/4 mile away, where you can enjoy the beauty of this pristine, 100% privately owned lake. Key Features: • 7 Spacious Bedrooms: Enjoy ample space for house guests in each of the seven generously sized bedrooms, each designed for comfort and privacy. • 4 Full Bathrooms: With 4 full bathrooms, this home ensures convenience and comfort for everyone, featuring modern fixtures and ample storage. • 3,622 Square Feet of Living Space: Whether relaxing in the large living areas or entertaining friends and family, this spacious layout offers endless possibilities. • Deeded Access to Loon Lake: Just a short walk (1/4 mile) from your door, access a private, secluded portion of 100% privately owned Loon Lake. Perfect for boating, swimming, or simply enjoying the breathtaking views of the serene waters. Additional boating and fishing opportunities can be found along the Saranac River and Lake Kushaqua, a few miles away. • Bright, Inviting Interiors: Large windows throughout the home fill the space with natural light and showcase beautiful views of the surrounding landscape, blending indoor and outdoor living. The oversized screened in porch span the backside of the house, allowing outdoor enjoyment year-round overlooking what was once the Loon Lake Golf Course. • Tranquil & Private Location: Loon Lake is highly sought after and peaceful due to it is remote location, while amenities can be found in nearby Saranac Lake or Plattsburgh. This home is an ideal choice for anyone seeking a spacious residence or a relaxing vacation retreat.. Don't miss out on this extraordinary property—schedule a showing today and experience all that property has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

4/10
Bloomingdale SchoolGrades K-516.2 mi
7/10
6/10

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Poured
  • Roof: Asphalt
  • Construction materials: Asphalt,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Free-Standing Refrigerator,Refrigerator,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,Built-in Features,Entrance Foyer,High Ceilings,Walk-In Closet(s)
  • Window features: Vinyl Clad Windows
  • Flooring: Wood
  • Finished area below ground: 984
  • Finished area above ground: 2,638

Interior Area

  • Total structure area: 3,622
  • Total interior livable area: 3,622 sqft

Property

Details

  • Parcel number: 309.437

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Front Porch,Rear Porch,Screened
  • Exterior features: Garden,Lake Access Drive,Lake Access Steps
  • Has view: Yes
  • View description: Golf Course,Meadow,Mountain(s),Trees/Woods
  • On waterfront: Yes
  • Waterbody name: Loon Lake
  • Frontage type: Lakefront

Lot

  • Lot size: 10,454 sqft
  • Features: Landscaped,Views

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Franklin County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$798$9,576
Property Taxes $628$7,536
Electricity $598$7,182
Total$4,653$55,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,531/yr
40% on housing$139,590/yr
45% on housing$124,080/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 12989$99
Franklin County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 12989$117
Franklin County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Price change$557,000
2026-03-24Price change$558,000
2025-11-25Price change$559,000
2025-06-30Price change$569,000
2025-03-18Listed for sale$575,000
2025-03-02Listing removed$599,000
2024-10-04Price change$599,000
2024-08-14Price change$619,000
2024-07-01Price change$629,000
2024-04-24Price change$649,000
2024-02-02Listed for sale$679,000
2022-05-19Sold$400,000
2022-03-08Pending sale$425,000
2021-11-06Listed for sale$425,000
2021-08-02Listing removed--
2021-07-25Listed for sale$440,000
1998-10-22Sold$21,500

For Sale by Agent

AgentJonathan Gorgas
BrokerageMerrill L. Thomas, Inc.

Similar Homes