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177 Broadway, Saranac Lake, NY, 12983

3beds
2baths
1,506sqft
$129,000
$86price/sqft
$1,183/moest. monthly cost
$47,320/yrincome needed

About This Home

This three bedroom, bath and a half is centrally located to everything in Saranac Lake whether it be school, rail trail, hospital, or your favorite waters edge, you are with in walking distance from it all. This house is ready for some updating and personal touches to bring it into its full potential

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
7/10
6/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1910

Materials

  • Foundation: Stone
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Style
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom2

  • Level: First
  • Area: 70
  • Dimensions: 7 x 10

Bedroom

  • Level: First
  • Area: 256
  • Dimensions: 16 x 16

Bedroom2

  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Bedroom3

  • Level: Second
  • Area: 56
  • Dimensions: 7 x 8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Den

  • Level: Second
  • Area: 100
  • Dimensions: 10 x 10

Dining Room

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Features

  • Laminate Counters,Open Floorplan
  • Flooring: Combination,Linoleum,Simulated Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,506

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,506
  • Total interior livable area: 1,506 sqft

Kitchen

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Living Room

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Master Bathroom

  • Level: Second
  • Area: 40
  • Dimensions: 4 x 10

Property

Details

  • Parcel number: 446.68210

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Deck,Front Porch
  • Exterior features: Fire Pit
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Downtown

Lot

  • Lot size: 5,662 sqft
  • Features: Back Yard,City Lot

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Franklin County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $652$7,824
Home Insurance *$128$1,536
Property Taxes $155$1,860
Electricity $248$2,986
Total$1,183$14,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,560/yr
40% on housing$35,490/yr
45% on housing$31,546/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 12983$294
Franklin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 12983
Franklin County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Listed for sale$129,000
1998-06-24Sold$7,000

For Sale by Agent

AgentJeremy Schenk
BrokerageSay Real Estate

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