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36 Olive St, Saranac Lake, NY, 12983

3beds
2baths
1,680sqft
$250,000
$149price/sqft
$2,092/moest. monthly cost
$83,680/yrincome needed

About This Home

Charming and well-located 3-bedroom, 2-bath manufactured home just minutes from schools and downtown Saranac Lake. This property offers excellent accessibility with a wheelchair lift at the front entrance, a ramp at the rear of the home, and a primary bedroom en suite with additional wheelchair accessibility features making it a practical option for a variety of needs. The home boasts a comfortable layout with ample living space and natural light throughout. Situated on a generous 0.43-acre lot, there is plenty of room to enjoy the outdoors, garden, or relax in a peaceful setting. A one-stall detached garage provides additional storage and convenience.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

4/10
7/10
6/10

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dryer,Gas Oven,Gas Range,Washer
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bathroom2

  • Features: Linoleum
  • Level: First
  • Area: 70
  • Dimensions: 10 x 7

Bedroom2

  • Features: Carpet
  • Level: First
  • Area: 104.5
  • Dimensions: 9.5 x 11

Bedroom3

  • Features: Carpet
  • Level: First
  • Area: 104.5
  • Dimensions: 9.5 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Den

  • Features: Carpet
  • Level: First
  • Area: 175.5
  • Dimensions: 13.5 x 13

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 1,680

Heating & Cooling

  • Heating features: Forced Air,Kerosene
  • Cooling features: None

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,680 sqft

Kitchen

  • Features: Laminate Counters
  • Level: First
  • Area: 162.5
  • Dimensions: 13 x 12.5

Laundry

  • Features: Laminate Counters
  • Level: First
  • Area: 48
  • Dimensions: 6 x 8

Living Room

  • Features: Carpet
  • Level: First
  • Area: 397.5
  • Dimensions: 26.5 x 15

Master Bathroom

  • Features: Linoleum
  • Level: First
  • Area: 92
  • Dimensions: 8 x 11.5

Master Bedroom

  • Features: Carpet
  • Level: First
  • Area: 212.75
  • Dimensions: 11.5 x 18.5

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Customized Wheelchair Accessible,Exterior Wheelchair Lift

Details

  • Parcel number: 446.84138
  • Special condition: Conservatorship

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Franklin County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$249$2,988
Property Taxes $302$3,624
Electricity $277$3,331
Total$2,092$25,104
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,725/yr
40% on housing$62,760/yr
45% on housing$55,786/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$149This listing

vs Other Active Listings

Avg $/sqft

ZIP 12983$288
Franklin County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 12983
Franklin County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$250,000
2026-06-29Listed for sale$260,000

For Sale by Agent

AgentStephanie Colby
BrokerageAcre Adk

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