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8 Saint Marks Ave, Malone, NY, 12953

3beds
2baths
1,397sqft
$134,995
$97price/sqft
$1,193/moest. monthly cost
$47,720/yrincome needed

About This Home

3-bedroom, 2-bath home set on a .49-acre lot. The home offers a spacious living room, a formal dining room, and a kitchen with generous counter space and ample storage. The primary bedroom features an attached private bath with convenient laundry. 2 additional bedrooms and full bathroom. 1-car detached garage. Ideally located close to shopping, dining, and everyday amenities.

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Davis Elementary SchoolGrades PK-50.8 mi
3/10
Malone Middle SchoolGrades 6-80.4 mi
4/10

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bathroom

  • Features: Vinyl
  • Level: First
  • Area: 49
  • Dimensions: 7 x 7

Bedroom2

  • Features: Laminate Counters
  • Level: First
  • Area: 126
  • Dimensions: 14 x 9

Bedroom3

  • Features: Hardwood
  • Level: First
  • Area: 150
  • Dimensions: 15 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Hardwood
  • Level: First
  • Area: 110
  • Dimensions: 11 x 10

Features

  • Window features: Double Pane Windows
  • Finished area below ground: 0
  • Finished area above ground: 1,397

Heating

  • Heating features: Hot Water,Propane

Interior Area

  • Total structure area: 1,397
  • Total interior livable area: 1,397 sqft

Kitchen

  • Features: Vinyl
  • Level: First
  • Area: 120
  • Dimensions: 12 x 10

Living Room

  • Features: Hardwood
  • Level: First
  • Area: 308
  • Dimensions: 22 x 14

Master Bathroom

  • Features: Vinyl
  • Level: First
  • Area: 77
  • Dimensions: 11 x 7

Master Bedroom

  • Features: Laminate Counters
  • Level: First
  • Area: 200
  • Dimensions: 20 x 10

Property

Details

  • Parcel number: 112.2316

Features

  • Levels: One
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.49 Acres
  • Features: Cleared

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Winter Weather

FEMA Declared Disasters in Franklin County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$102$1,224
Property Taxes $163$1,956
Electricity $246$2,954
Total$1,193$14,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,902/yr
40% on housing$35,790/yr
45% on housing$31,813/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 12953$183
Franklin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 12953$99
Franklin County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$139,995
2026-04-27Price change$144,995
2026-02-10Listed for sale$149,995
2013-09-17Sold$100,000
2013-02-12Listed for sale$110,000
2008-08-01Sold$92,000
1999-07-30Sold$34,000

For Sale by Agent

AgentBrandy McDonald
BrokerageCentury 21 The One

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