90 Academy St, Malone, NY, 12953
About This Home
Duplex with upper and lower units one is a 3/1 and the other a 2/1. Ample off street parking front and side porches with a large glassed in porch off the end of second story unit for private enjoyment. With some TLC this duplex can be converted into a great income producing property. Live in one unit while the other pays the mortgage for you. Tons of possibilities with this home just waiting for the right owner to help it reach its' untapped potential.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Fixer,Under Construction,Updated/Remodeled
- New construction: Yes
- Year built: 1880
Materials
- Roof: Metal
- Construction materials: Aluminum Siding,Clapboard,Fiber Cement,Wood Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Old Style
- Property subType: Duplex
Interior
Appliances
- Appliances included: Other
- Laundry features: Electric Dryer Hookup,In Unit,Inside,Laundry Room,Main Level,Multiple Locations,Upper Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Concrete,Full,Unfinished
Features
- Apartment,Built-in Features,High Ceilings,Pantry,Storage,Walk-In Closet(s)
- Window features: Double Pane Windows,Single Pane Windows,Vinyl Clad Windows,Wood Frames
- Flooring: Hardwood,Laminate,Linoleum,Wood,Other
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Baseboard,Electric,Propane
- Cooling features: None
Interior Area
- Total structure area: 41
- Total interior livable area: 41.78 sqft
Property
Details
- Parcel number: 112.4039
- Other equipment: None
Features
- Levels: Two
- Pool features: None
- Patio & porch: Covered,Front Porch,Side Porch
- Exterior features: Private Yard
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: City,City Lights,Downtown,Neighborhood
- Frontage type: Other
- Topography of land: Level,Sloping
Lot
- Features: Back Yard,City Lot,Level,Many Trees,Native Plants,Near Public Transit,Private,Sloped,Wooded
Parking
- Total spaces: 4
- Parking features: Driveway,No Garage,Off Site,Off Street,On Site,On Street,Outside,Private
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Franklin County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $353 | $4,236 |
| Home Insurance * | $53 | $636 |
| Property Taxes | $84 | $1,008 |
| Electricity | $246 | $2,954 |
| Total | $736 | $8,832 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-10-23 | Listed for sale | $69,900 |
| 2025-04-02 | Listing removed | $99,999 |
| 2023-09-01 | Listing removed | -- |
| 2023-01-31 | Listed for sale | $99,999 |
| 2019-01-28 | Sold | $38,000 |
| 2013-07-05 | Listing removed | $70,000 |
| 2012-12-28 | Listed for sale | $70,000 |
| 2009-11-03 | Sold | $6,000 |
| 1998-08-12 | Sold | $12,500 |
| 1996-06-18 | Sold | $19,500 |
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