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156 Duane St, Malone, NY, 12953

3beds
1baths
1,102sqft
$39,500
$36price/sqft
$522/moest. monthly cost
$20,880/yrincome needed

About This Home

3 bedroom 1 bath home on large village lot. Newer thermal pane windows. Basement is spray foamed. Updated electric and bath. Newer FWA furnace. Presently rented. Needs some cosmetics.

Getting Around

50
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Davis Elementary SchoolGrades PK-50.3 mi
3/10
Malone Middle SchoolGrades 6-80.4 mi
4/10

Construction

Condition

  • Year built: 1880

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Style
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Basement

  • Has basement: Yes
  • Basement: Partial

Bathroom

  • Features: Vinyl
  • Level: Second
  • Area: 80
  • Dimensions: 8 x 10

Bedroom2

  • Features: Vinyl
  • Level: Second
  • Area: 120
  • Dimensions: 10 x 12

Bedroom3

  • Features: Vinyl
  • Level: Second
  • Area: 110
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,102

Interior Area

  • Total structure area: 1,102
  • Total interior livable area: 1,102 sqft

Kitchen

  • Features: Ceramic Tile
  • Level: First
  • Area: 108
  • Dimensions: 9 x 12

Living Room

  • Features: Vinyl
  • Level: First
  • Area: 130
  • Dimensions: 10 x 13

Master Bedroom

  • Features: Vinyl
  • Level: Second
  • Area: 165
  • Dimensions: 11 x 15

Property

Details

  • Parcel number: 112.49220

Features

  • Levels: Two

Lot

  • Lot size: 0.44 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Cold Wave
Winter Weather

FEMA Declared Disasters in Franklin County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $199$2,388
Home Insurance *$30$360
Property Taxes $47$564
Electricity $246$2,954
Total$522$6,264
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$17,897/yr
40% on housing$15,660/yr
45% on housing$13,920/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$36This listing

vs Other Active Listings

Avg $/sqft

ZIP 12953$186
Franklin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 12953$99
Franklin County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-04Price change$39,500
2025-11-25Price change$43,000
2025-03-05Listed for sale$45,000
2024-04-16Listing removed--
2023-12-22Listed for sale$45,000
2023-07-13Listing removed--
2023-04-14Listed for sale$49,500
2022-09-14Sold$30,000
2005-09-08Sold$5,600

For Sale by Agent

AgentEdward Legacy
BrokerageNorth Country Realty

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