40 S Pearl St, Malone, NY, 12953
About This Home
This charming 3-bedroom home offers comfort, style, and convenience all in one. Featuring a spacious and inviting layout, the home includes a bright living area, a well-appointed kitchen, and generously sized bedrooms perfect for family living or hosting guests. Situated in a desirable neighborhood close to schools, shopping, dining, and local amenities, this property combines everyday functionality with a welcoming atmosphere. Spacious big lot. Several upgrades have been made., plumbing, electrical, freshly painted by a professional painter, new countertop and appliances. Home is newly renovated with an island, new LVP flooring, and an office. Fire pit. There is also a bonus room for your use. Enjoy a covered porch for the nice season. Whether you're a first-time buyer or looking to upgrade, this home is move-in ready and full of potential. Home is currently vacant. Bilco door to the basement for easy outdoor access.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Older Home (75+ yrs),Updated/Remodeled,Sold as Is
- Year built: 1890
Materials
- Foundation: Basement
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Stove-Elec
- Laundry features: Laundry Hookups-Elec,Main Level
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Built-in Features,Ceiling Fan(s),Kitchen isle,Modern kitchen,Open Floorplan,Pantry,Walk-In Closet(s)
- Door features: Insulated door(s)
- Window features: Insulated Windows
- Flooring: Vinyl
Heating
- Heating features: Forced Air,Oil
Interior Area
- Total structure area: 1,433
Property
Details
- Parcel number: 112.49311
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered porch,Porch
- Has view: Yes
- View description: Panoramic
Lot
- Lot size: 6,098 sqft
- Features: Trees
- Lot size dimensions: 00 x 00
Parking
- Total spaces: 2
- Parking features: 2 parking spaces
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Cold Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Franklin County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $328 | $3,936 |
| Home Insurance * | $49 | $588 |
| Property Taxes | $78 | $936 |
| Electricity | $246 | $2,954 |
| Total | $701 | $8,412 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-12 | Listed for sale | $74,900 |
| 2024-12-28 | Listing removed | $69,999 |
| 2024-07-30 | Listing removed | -- |
| 2023-07-12 | Price change | $69,999 |
| 2023-03-22 | Price change | $74,999 |
| 2023-01-27 | Price change | $79,999 |
| 2022-12-27 | Listed for sale | $89,999 |
| 2021-08-12 | Listing removed | -- |
| 2021-05-14 | Price change | $54,999 |
| 2021-05-11 | Listed for sale | $59,999 |
| 2021-04-24 | Pending sale | $59,999 |
| 2021-03-18 | Listed for sale | $59,999 |
| 2020-11-30 | Sold | $33,500 |
| 2020-10-08 | Sold | $9,000 |
| 2020-09-01 | Pending sale | $14,900 |
| 2020-08-18 | Price change | $14,900 |
| 2020-05-06 | Listed for sale | $19,900 |
| 2019-05-06 | Sold | $57,499 |
| 2018-04-05 | Listing removed | $50,000 |
| 2017-08-18 | Listed for sale | $50,000 |
| 2007-07-02 | Sold | $54,500 |
| 2001-10-31 | Sold | $32,000 |
View on Zillow