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15 Grove St, Brushton, NY, 12916

--beds
0baths
2,016sqft
$130,000
$64price/sqft
$1,218/moest. monthly cost
$48,720/yrincome needed

About This Home

Turnkey Duplex in the Heart of Brushton, NY - The Perfect Opportunity to Own Your Home While Offsetting Your Mortgage If you've been dreaming of homeownership with extra income potential, this fully renovated duplex may be exactly what you've been waiting for. Whether you're looking for a great starter home, multi-generational living, or the chance to live comfortably while rental income helps cover your monthly expenses, this property offers flexibility, comfort, and opportunity all in one. Located in the heart of Brushton, NY, this thoughtfully updated duplex has been gradually and intentionally renovated throughout ownership and is ready for its new owners! The spacious 3-bedroom unit offers warm, inviting living spaces with refinished hardwood floors, fresh paint, updated finishes, and comes fully furnished. Enjoy relaxing on the covered front porch or private back patio while taking in the peaceful neighborhood setting. This unit is currently occupied through June and already booked again beginning in August, leaving openings available in June and July. The second unit offers 1 bedroom plus an office/bonus room, 2.5 bathrooms, an enclosed sunroom, updated kitchen, new flooring, and convenient main-floor laundry. Whether used as your own private residence, guest space, or future rental, this side offers incredible versatility. This unit is currently rented from May through the end of August. Property Features Include: • Fully renovated and turnkey throughout • Fully furnished for added convenience • Separate entrances and electric meters • Large quarter-acre corner lot with spacious side yard • Barn for extra storage • Opportunity to live in one unit while the other helps pay the bills. Whether you're looking to take the next step into homeownership, create space for extended family, or purchase a property with built-in income potential already in place, this versatile duplex offers comfort, flexibility and opportunity all under one roof.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Brushton Grade SchoolGrades PK-60.4 mi
3/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1890

Materials

  • Foundation: Stone
  • Roof: Metal,Mixed,Shingle,Tar/Gravel
  • Construction materials: Metal Siding,Stone

Type & Style

  • Home type: MultiFamily
  • Architectural style: Old Style
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Gas Cooktop,Microwave,Oven,Refrigerator,Washer/Dryer
  • Laundry features: Electric Dryer Hookup,In Bathroom,Inside,Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Features

  • Laminate Counters,High Speed Internet,Natural Woodwork
  • Door features: Storm Door(s)
  • Window features: Wood Frames
  • Flooring: Carpet,Combination,Hardwood,Laminate,Vinyl
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Property

Details

  • Parcel number: 107.1927

Features

  • Levels: Two
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Private Entrance,Private Yard
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.25 Acres
  • Features: Back Yard,Cleared,Corner Lot,Few Trees,Rectangular Lot

Parking

  • Parking features: Driveway,On Site,Paved,Private,Unpaved,Varies by Unit
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Franklin County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$71$852
Property Taxes $157$1,884
Electricity $333$3,997
Total$1,218$14,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,760/yr
40% on housing$36,540/yr
45% on housing$32,480/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$64This listing

vs Other Active Listings

Avg $/sqft

ZIP 12916$136
Franklin County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 12916$134
Franklin County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Listed for sale$130,000

For Sale by Agent

AgentAlanna Mills
BrokerageHome Roots Realty

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