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786 County Route 7, Brushton, NY, 12916

7beds
2baths
3,080sqft
$375,000
$122price/sqft
$3,064/moest. monthly cost
$122,560/yrincome needed

About This Home

Welcome to this exceptional and meticulously maintained split-level home offering over 3,000 square feet of living space, 7 bedrooms, 2 full bathrooms, and the perfect blend of space, comfort, and functionality. Situated on 3 beautiful acres and conveniently located next to Brushton-Moira Central School, this property provides room for everyone while maintaining a peaceful country feel. The spacious primary suite serves as a private retreat, featuring a beautiful ensuite bathroom and direct access to its own private deck overlooking the backyard--an ideal place to enjoy your morning coffee or unwind at the end of the day. Throughout the home, you'll find expansive living areas designed for both everyday living and entertaining. The stunning stone fireplace serves as a focal point, adding warmth, charm, and character to the home. Car enthusiasts, hobbyists, and those in need of ample storage or workspace will appreciate the heated attached 3-bay garage, along with the impressive 25' x 47' detached insulated and heated outbuilding. Whether utilized as a workshop, storage facility, recreational space, or home-based business area, the possibilities are endless. Outside, the paved driveway enhances both convenience and curb appeal, while the sprawling 3-acre lot provides abundant space for outdoor activities, gardening, entertaining, or simply enjoying the peaceful surroundings. Combining exceptional care, generous living space, outstanding garage and workshop facilities, and a highly desirable location, this property is a rare opportunity that offers the versatility and room to grow that today's buyers are seeking.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
Brushton Grade SchoolGrades PK-60.2 mi
3/10

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Wood
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Washer/Dryer,Water Heater
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Features: Laminate Counters
  • Level: Second
  • Area: 56
  • Dimensions: 8 x 7

Bedroom

  • Features: Carpet
  • Level: First
  • Area: 120
  • Dimensions: 10 x 12

Bedroom

  • Features: Carpet
  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Bedroom

  • Features: Carpet
  • Level: Second
  • Area: 144
  • Dimensions: 12 x 12

Bedroom

  • Features: Carpet
  • Level: Third
  • Area: 169
  • Dimensions: 13 x 13

Bedroom

  • Features: Carpet
  • Level: Third
  • Area: 165
  • Dimensions: 11 x 15

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Features: Carpet
  • Level: Basement
  • Area: 225
  • Dimensions: 15 x 15

Dining Room

  • Features: Laminate Counters
  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,472
  • Finished area above ground: 1,608

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Oil,Wood
  • Cooling features: None

Interior Area

  • Total structure area: 3,680
  • Total interior livable area: 3,080 sqft

Kitchen

  • Features: Laminate Counters
  • Level: First
  • Area: 180
  • Dimensions: 12 x 15

Laundry

  • Features: Laminate Counters
  • Level: First
  • Area: 99
  • Dimensions: 11 x 9

Living Room

  • Features: Carpet
  • Level: Basement
  • Area: 342
  • Dimensions: 19 x 18

Master Bathroom

  • Features: Laminate Counters
  • Level: Second
  • Area: 81
  • Dimensions: 9 x 9

Master Bedroom

  • Features: Laminate Counters
  • Level: Second
  • Area: 300
  • Dimensions: 20 x 15

Property

Details

  • Parcel number: 121.41

Features

  • Levels: Quad-Level
  • Stories: 4
  • Fencing: Back Yard

Lot

  • Lot size: 3 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Cold Wave
Inland Flooding
Winter Weather

FEMA Declared Disasters in Franklin County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$207$2,484
Property Taxes $453$5,436
Electricity $508$6,107
Total$3,064$36,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,051/yr
40% on housing$91,920/yr
45% on housing$81,706/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 12916$108
Franklin County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 12916$134
Franklin County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$375,000
2026-06-24Price change$395,000
2026-06-03Listed for sale$415,000

For Sale by Agent

AgentMelinda St Hilaire
BrokerageHome Roots Realty

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