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217 S River Rd #18, Saint Regis Falls, NY, 12980

2beds
1baths
0sqft
$369,900
--price/sqft
$2,794/moest. monthly cost
$111,760/yrincome needed

About This Home

Welcome to this OUTSTANDING, high end property on the South River Rd. in St. Regis Falls overlooking the beautiful St. Regis River, 30 minutes from Titus and 45 minutes from both Lake Placid and the Canadian border. This property is a 95% new build, beginning with the new slab foundation, walls, roof, electrical, plumbing and so much more. The gorgeous, modern, high end kitchen has quartz countertops, an island with lots of storage space, and all brand new GE appliances. With an open living concept, you will get to enjoy the customized electric fireplace and decorative stone wall from all angles. The vaulted ceilings enhance the feel of how much space you have. There are sliding doors in the living area that takes you to the back patio where you will enjoy breathtaking sunsets. There is LVP waterproof flooring throughout the entire home, a ceramic tiled shower with rain fall showerhead, a soaker tub, utility room with a brand new water filtration system and new electric hot water heater, and enclosed laundry area with new LG washer and dryer. For added comfort, there are 2 new electric heat/air conditioning mini splits. Across from the home there is an insulated garage with overhead storage and a separate storage shed. If you enjoy kayaking, floating in the river, fishing, 4-wheeling, snowmobiling, hiking, or any other outdoor activity, this is the spot for you! Turn key property just waiting for it's new owners. Call an agent for your showing!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

2/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Modern,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Clothes Dryer-Elec,Clothes washer,Dishwasher,Refrigerator,Stove-Elec,Water filtration system,Water Heater(Electric)
  • Laundry features: Main Level

Bedroom2

  • Area: 117

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Kitchen isle,Modern kitchen,Open Floorplan,Tub and separate shower,Vaulted Ceiling(s)
  • Door features: Insulated door(s)
  • Window features: Insulated Windows
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Electric,Wall Furnace
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,392

Master Bedroom

  • Area: 117

Property

Details

  • Parcel number: 224.71.18

Features

  • Stories: 1
  • Patio & porch: Patio
  • On waterfront: Yes
  • Waterfront features: River Front
  • Waterbody name: St Regis River

Lot

  • Lot size: 10,018 sqft
  • Features: Level
  • Lot size dimensions: 100 x 100

Parking

  • Total spaces: 1
  • Parking features: 1 car garage,2 parking spaces,Driveway,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters in Franklin County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$232$2,784
Property Taxes $446$5,352
Electricity $246$2,954
Total$2,794$33,528
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,794/yr
40% on housing$83,820/yr
45% on housing$74,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.3%
4.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 12980$168
Franklin County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 12980$125
Franklin County$117

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Price change$369,900
2026-05-21Listed for sale$379,900

For Sale by Agent

AgentDarcy LaCombe
BrokerageYelle Realty, LLC

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