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99 6th Avenue, Gloversville, NY, 12078

4beds
2baths
2,250sqft
$159,900
$71price/sqft
$1,472/moest. monthly cost
$58,880/yrincome needed

About This Home

Owner financing may be available! Great opportunity for a two family investment property! Both units have two bedrooms, one bath, kitchen, and spacious living room.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

3/10
Boulevard SchoolGrades 3-50.4 mi
2/10
3/10
Gloversville High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Vinyl,Carpet
  • Finished area below ground: 0
  • Finished area above ground: 2,250

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 2,250
  • Total interior livable area: 2,250 sqft

Property

Details

  • Parcel number: 170500 134.152118
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Patio & porch: Patio
  • Exterior features: None
  • Fencing: Fenced

Lot

  • Lot size: 7,840 sqft
  • Features: Landscaped

Parking

  • Total spaces: 8
  • Parking features: Off Street,Paved,Detached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Fulton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$78$936
Property Taxes $215$2,580
Electricity $371$4,462
Total$1,472$17,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,468/yr
40% on housing$44,160/yr
45% on housing$39,253/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$71This listing

vs Other Active Listings

Avg $/sqft

ZIP 12078$112
Fulton County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 12078$143
Fulton County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$179,900
2025-11-10Price change$189,000
2025-11-03Price change$192,000
2025-10-14Price change$199,999
2025-03-26Price change$220,000
2025-01-24Listed for sale$225,000
2021-11-29Sold$99,000
2017-11-10Sold$86,000
2017-10-27Pending sale$89,090
2017-10-19Listed for sale$89,090
2017-09-14Listing removed$89,900
2017-07-14Listed for sale$89,900
2015-04-30Listing removed$89,900
2014-10-06Listed for sale$89,900

For Sale by Agent

AgentDayton J King
BrokerageKW Platform

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