7 Division Street, Gloversville, NY, 12078
About This Home
Just freshened up for picture day comes 7 Division street. This affordable yet ready to rent duplex comes with two bedrooms in each unit and a flex room that had previously been used as an additional bedroom. Ample sized kitchens and common areas for gatherings and preparing meals lends itself to a good home life balance. No yard of any kind so don't need to bring a lawn mower, nor a paintbrush as the inside and outside had a recent coat of paint. Forced hot air units keep each unit warm, with fully separate utilities, while the brand new roof will keep everything dry for the next three decades. Seller has put in new stoves and refrigerators so feel at home with dependable and new appliances. All new flooring throughout, this 2100 square foot duplex is ready to be lived in or start generating income, or both! Delivered completely vacant to help the new owner ease into either unit. This is the one, very few quality homes are available vacant or actually ready to move into, but the pictures are hot off the press and there's little to do except choose how to arrange the furniture!
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1897
Materials
- Construction materials: Wood Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subType: Duplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 2
- Full bathrooms: 2
Features
- Finished area below ground: 0
- Finished area above ground: 2,132
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 2,132
- Total interior livable area: 2,132 sqft
Property
Details
- Parcel number: 170500 149.61930
- Attached to another structure: Yes
- Special condition: Standard
Features
- Exterior features: None
Lot
- Lot size: 1,742 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Fulton County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $695 | $8,340 |
| Home Insurance * | $67 | $804 |
| Property Taxes | $185 | $2,220 |
| Electricity | $352 | $4,227 |
| Total | $1,299 | $15,588 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Listed for sale | $145,000 |
| 2024-05-13 | Sold | $50,000 |
| 2024-04-12 | Pending sale | $51,900 |
| 2024-02-22 | Price change | $51,900 |
| 2024-02-04 | Listed for sale | $53,900 |
| 2023-12-30 | Listing removed | -- |
| 2023-06-11 | Price change | $54,900 |
| 2023-05-31 | Listed for sale | $56,900 |
| 2023-05-24 | Listing removed | -- |
| 2023-03-14 | Listed for sale | $56,900 |
| 2023-02-23 | Pending sale | $56,900 |
| 2023-02-06 | Price change | $56,900 |
| 2022-11-26 | Listed for sale | $59,900 |
| 2022-05-22 | Listing removed | -- |
| 2022-05-02 | Listed for sale | $47,000 |
| 2022-02-15 | Pending sale | $47,000 |
| 2021-11-23 | Listed for sale | $47,000 |
| 2012-06-21 | Sold | $10,000 |
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