50 Montgomery Street, Gloversville, NY, 12078
About This Home
Excellent Investment opportunity featuring large two family home with Long term tenant and separate utilities located near shopping and transportation, 3 bedrooms apartments on each floor, 2car garage with long driveway.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Foundation: Stone
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: MultiFamily
- Architectural style: Traditional
- Property subType: Duplex,Multi Family
Interior
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 2
- Full bathrooms: 2
Features
- Door features: Storm Door(s)
- Finished area below ground: 0
- Finished area above ground: 2,440
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 2,440
- Total interior livable area: 2,440 sqft
Property
Details
- Parcel number: 170500 149.62711
- Attached to another structure: Yes
- Special condition: No Disclosures
Features
- Exterior features: Garden
Lot
- Lot size: 8,276 sqft
Parking
- Total spaces: 7
- Parking features: Paved,Detached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Fulton County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $894 | $10,728 |
| Home Insurance * | $86 | $1,032 |
| Property Taxes | $238 | $2,856 |
| Electricity | $403 | $4,838 |
| Total | $1,621 | $19,452 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-08 | Listed for sale | $199,900 |
| 2025-09-17 | Listing removed | $165,000 |
| 2025-08-19 | Pending sale | $165,000 |
| 2025-06-01 | Listed for sale | $165,000 |
| 2025-01-03 | Sold | $80,000 |
| 2024-11-04 | Pending sale | $89,900 |
| 2024-10-28 | Listed for sale | $89,900 |
| 2024-10-25 | Pending sale | $89,900 |
| 2024-06-20 | Listed for sale | $89,900 |
| 2015-08-28 | Listing removed | $65,000 |
| 2014-10-24 | Listed for sale | $65,000 |
| 2005-12-14 | Sold | $61,000 |
| 2004-11-05 | Sold | $18,000 |
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