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58 Woodside Avenue, Gloversville, NY, 12078

4beds
2baths
2,176sqft
$205,900
$95price/sqft
$1,777/moest. monthly cost
$71,080/yrincome needed

About This Home

Newly Renovated Large Home complete with Offstr parking for 3 cars-BRAND NEW ROOF, Renovated Deck, Flooring, Painting, Ceilings, Kitchen, Bath, Owner took pride in renovating this from Ceilings to Floors to Walls, Just needs updated windows, Basement is a walk-out but can be accessed as well from Main Level -this room can also be a 1st Flr Laundry, Basement has one semi-finished room that has a full operational jacuzzi, just needs some flooring repairs Near all city amenities, not far from Saratoga, If you have children they will love the Large Bedrooms and spaces this has to offer,also nearby a few blocks away is a newly designed area for children to play and be cooled off by the splash pads, take a walk on the rail trails or stroll to downtown for Shopping, Post Office, Schools, 15 mins to country spots for hiking, biking, fishing and swimming too -The Deck is a nice quiet space off of the Kitchen to just sit and relax and have your morning beverage

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

--
Park Terrace SchoolGrades PK-20.5 mi
2/10
3/10
Gloversville High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1900

Materials

  • Foundation: Stone
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Range Hood,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceramic Tile Bath,Eat-in Kitchen
  • Door features: French Doors,Sliding Doors
  • Flooring: Hardwood,Laminate
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 500
  • Finished area above ground: 2,176

Heating & Cooling

  • Heating features: Baseboard,Electric,Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,176
  • Total interior livable area: 2,176 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 170500 149.921
  • Special condition: Standard

Features

  • Patio & porch: Deck,Front Porch
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 5,227 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Off Street,Paved,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Fulton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,041$12,492
Home Insurance *$100$1,200
Property Taxes $277$3,324
Electricity $359$4,315
Total$1,777$21,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,925/yr
40% on housing$53,310/yr
45% on housing$47,386/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 12078$112
Fulton County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 12078$143
Fulton County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$205,900
2026-05-19Listing removed$2,350
2026-04-21Listed for rent$2,350
2023-12-29Sold$21,000
2010-10-29Sold$28,000
2010-09-03Listed for sale$36,000
2004-08-19Sold$15,000

For Sale by Agent

AgentLorrie M Bruce
BrokerageGage Realty

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