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67 Montgomery Street, Gloversville, NY, 12078

3beds
2baths
1,496sqft
$75,000
$50price/sqft
$763/moest. monthly cost
$30,520/yrincome needed

About This Home

Welcome to 67 Montgomery St. This property offers a solid opportunity for investors or buyers looking to add value over time. The home features good natural light on the first floor, a functional layout, and a first floor bedroom for added flexibility. A covered front porch adds usable outdoor space, while the overall property provides a strong foundation for cosmetic updates and improvements without major renovation needs. Whether you are looking for a rental property or a home to make your own, this property has potential in a convenient location.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

--
Park Terrace SchoolGrades PK-20.3 mi
2/10
3/10
Gloversville High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Old Style,Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Range
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Flooring: Laminate,Linoleum
  • Finished area below ground: 0
  • Finished area above ground: 1,496

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,496
  • Total interior livable area: 1,496 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 170500 149.11118
  • Special condition: Standard

Features

  • Exterior features: None

Lot

  • Lot size: 4,356 sqft
  • Features: Steep Slope

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Fulton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $379$4,548
Home Insurance *$36$432
Property Taxes $101$1,212
Electricity $247$2,966
Total$763$9,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,160/yr
40% on housing$22,890/yr
45% on housing$20,346/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$50This listing

vs Other Active Listings

Avg $/sqft

ZIP 12078$113
Fulton County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 12078$143
Fulton County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$85,000
2026-03-27Listing removed$97,500
2025-12-03Price change$97,500
2025-09-25Price change$99,400
2025-06-13Listed for sale$99,900
2024-12-03Sold$55,000
2024-07-01Pending sale$60,000
2024-06-20Listed for sale$60,000
2024-06-11Listing removed--
2024-04-29Price change$49,900
2024-04-25Price change$54,900
2024-04-11Listed for sale$69,900
2021-07-30Sold$46,900
2021-07-07Pending sale$46,900
2021-06-24Price change$46,900
2021-06-21Listed for sale$51,900
2017-05-19Sold$15,000
2016-09-15Price change$29,500
2015-11-20Listed for sale$37,000

For Sale by Agent

AgentHarlan Mangulis
BrokerageKrutz Properties, LLC

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