6 Water Street, Johnstown, NY, 12095
About This Home
Beautifully updated home in the heart of Johnstown! This charming 3-bedroom, 1 full bath home offers the perfect blend of modern updates and comfort, featuring new flooring, fresh sheetrock, new kitchen countertops and a beautifully remodeled bathroom. The fully fenced backyard provides great space for entertaining, pets, or relaxing outdoors. Conveniently located close to local shops, schools, and amenities, this property also includes an additional lot on Canal Street (SBL #162.20-7-11), offering extra parking and added potential. Move-in ready and full of value, this is a wonderful opportunity to own a beautifully refreshed home in a great location!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1890
Materials
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Oven,Refrigerator
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Finished area below ground: 0
- Finished area above ground: 1,454
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 1,454
- Total interior livable area: 1,454 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 170800 162.2075
- Special condition: Standard
Features
- Patio & porch: Front Porch
- Exterior features: None
- Fencing: Back Yard
Lot
- Lot size: 2,178 sqft
Parking
- Total spaces: 1
- Parking features: Off Street
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Fulton County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $733 | $8,796 |
| Home Insurance * | $84 | $1,008 |
| Property Taxes | $195 | $2,340 |
| Electricity | $246 | $2,954 |
| Total | $1,258 | $15,096 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-16 | Price change | $144,999 |
| 2026-06-22 | Price change | $152,499 |
| 2026-05-26 | Listed for sale | $154,999 |
| 2025-11-20 | Listing removed | $139,900 |
| 2025-10-19 | Price change | $139,900 |
| 2025-09-23 | Price change | $149,000 |
| 2025-08-17 | Price change | $155,000 |
| 2025-06-25 | Price change | $165,000 |
| 2025-05-24 | Price change | $172,500 |
| 2025-05-12 | Listed for sale | $179,500 |
| 2014-07-29 | Sold | $12,500 |
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