1906 NY-10, Caroga Lake, NY, 12032
About This Home
Year-round comfort with unbeatable access to the outdoors. Located just 0.3 miles from Nick Stoner Golf Course, under 1 mile to the lake, and less than 5 miles to Royal Mountain Ski Resort, this property offers convenience for every season. Set on just under 3 acres (including an additional parcel) for privacy, the property provides direct access to snowmobile trails along with close proximity to lakes and hiking. A fenced backyard adds extra functionality and peace of mind. This 3 bedroom, 1 bath home offers approximately 1,300 sq ft and features a recently renovated bathroom. Major updates include a new roof (2025), high-efficiency propane furnace (2024), and new water heater (2024). A full basement includes laundry and additional storage space. The standout feature is the brand new, insulated two story garage with electricity and oversized custom doors ideal for storing recreational equipment and more. The second floor is ready to be finished for additional living space, a workshop, or flexible-use area. A great combination of privacy, location, and year round appeal well suited for a full-time residence, seasonal retreat, or investment opportunity
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1958
Materials
- Roof: Metal
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dryer,Microwave,Oven,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Level: First
Features
- Finished area below ground: 0
- Finished area above ground: 1,300
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Propane
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 1,300
- Total interior livable area: 1,300 sqft
Kitchen
- Level: First
Living Room
- Level: First
Property
Details
- Parcel number: 172400 68.1411
- Special condition: Other
Features
- Exterior features: Lighting
- Fencing: Back Yard
Lot
- Lot size: 2.56 Acres
Parking
- Total spaces: 4
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Fulton County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $127 | $1,524 |
| Property Taxes | $371 | $4,452 |
| Electricity | $246 | $2,954 |
| Total | $2,134 | $25,608 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-11 | Listed for sale | $285,000 |
| 2018-09-29 | Listing removed | $76,900 |
| 2018-09-29 | Listed for sale | $76,900 |
| 2018-09-28 | Sold | $81,500 |
| 2018-06-15 | Pending sale | $76,900 |
| 2018-06-06 | Price change | $76,900 |
| 2018-04-24 | Listed for sale | $83,000 |
For Sale by Agent
View on Zillow