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115 May Avenue, Caroga Lake, NY, 12032

5beds
1baths
1,080sqft
$249,900
$231price/sqft
$1,961/moest. monthly cost
$78,440/yrincome needed

About This Home

Come check out this home! Possibilities as a year round home, second home, or airbnb! Lake access on beautiful Caroga Lake. Five bedrooms, one full bath, full basement the length of the house, large screened in porch perfect for entertaining or relaxing! Walking distance to Sherman's, minutes from skiing at Royal Mountain, minutes from Nick Stoner's Golf Course and Wheelerville mountain bike trails!!

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

10/10
Wheelerville SchoolGrades PK-81.3 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: First

Features

  • Eat-in Kitchen
  • Flooring: Tile,Wood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,080

Heating & Cooling

  • Heating features: Propane,Propane Tank Owned
  • Cooling features: None

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 172400 83.672
  • Special condition: Standard

Features

  • Patio & porch: Side Porch,Enclosed
  • Exterior features: None
  • Waterfront features: Seasonal Access

Lot

  • Lot size: 5,662 sqft
  • Features: Level,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Fulton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$115$1,380
Property Taxes $337$4,044
Electricity $246$2,954
Total$1,961$23,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,234/yr
40% on housing$58,830/yr
45% on housing$52,293/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 12032$215
Fulton County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 12032
Fulton County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$249,900
2026-06-27Price change$249,900
2026-06-16Listed for sale$260,000
2001-06-15Sold$47,300

For Sale by Agent

AgentDayton J King
BrokerageKW Platform

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