3085 State Highway 29a, Gloversville, NY, 12078
About This Home
35-40 Minutes from Saratoga Springs! Caroga Arts Collective just received 5.2 Million dollar grant to keep the music and events all year long! Come see this a wonderful property! YEAR ROUND Use from this unique offering includes two combined lots with a main cabin featuring 2 bedrooms and 1 full bath. A second building is currently used for storage but offers endless possibilities for a workshop, guest space, studio, or hobby area. There is also a covered overhang, perfect for storing a boat, outdoor equipment, or recreational vehicles. Numerous updates including new windows, roof, insulation, and more. Relax on the Trex deck just off the kitchen and enjoy the privacy of the backyard. You'll be pleasantly surprised by the amount of space and amenities this property offers. The bright, welcoming kitchen features a pantry, washing machine, and new appliances. Additional improvements include an updated bathroom, fresh paint throughout, and move-in-ready condition. Stay comfortable year-round with the FHA propane furnace and Vermont Castings wood stove. The property includes a private septic holding tank, two wells, plenty of parking, and Spectrum cable, Wi-Fi, and internet service. Years of planting perennials and other trees make this property even more special! Caroga Lake offers four seasons of recreation and adventure. Explore miles of hiking trails, including family-friendly routes, scenic nature areas, and trails with historic points of interest. The nearby Wheelerville Bike Trails are dedicated to mountain biking enthusiasts. Enjoy skiing at Royal Mountain Ski Area, just minutes away, or cross-country skiing at Lapland Lake Nordic Vacation Center. For water lovers, you can apply and join the East Caroga Lake Association just a couple of blocks away! Fun all summer long! Want to take a boat out on the lakes, rentals are available at the Caroga Lake Marina. Whether you're looking for a full-time residence, seasonal getaway, or investment property, this home offers flexibility, as short-term rentals are permitted in Caroga Lake. Slow down, reconnect with nature, and enjoy everything the Southern Adirondacks have to offer. Escape the city and embrace the outdoors-all within approximately 3 hours of NYC and Connecticut and just 1 hour from New York's Capital District. Come see all this property has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Roof: Metal
- Construction materials: Frame,Wood Siding
Notable Dates
- Major remodel year: 2022
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Microwave,Oven,Washer
Basement
- Has basement: Yes
- Basement: Crawl,No Access
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Hardwood,Carpet
- Fireplace features: Wood Burning Stove
- Finished area above ground: 750
Heating & Cooling
- Heating features: Propane,Wood,Forced Air,Zoned,Other
- Cooling features: Zoned
Interior Area
- Total structure area: 750
- Total interior livable area: 750 sqft
Kitchen
- Features: Eat-in Kitchen,Laminate Counters
Property
Details
- Parcel number: 83.15215.5
- Lease amount: 0
Features
- Stories: 1
- Patio & porch: Patio,Open Porch,Deck
- Has view: Yes
- View description: Private,Scenic
- Waterfront features: Access
- Waterbody name: East Caroga Lake
- Frontage length: 0
Lot
- Lot size: 0.40 Acres
- Features: Trees
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Fulton County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $922 | $11,064 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $246 | $2,952 |
| Electricity | $246 | $2,954 |
| Total | $1,503 | $18,036 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $174,500 |
| 2026-07-20 | Price change | $182,500 |
| 2026-07-09 | Price change | $194,900 |
| 2026-06-02 | Listed for sale | $199,900 |
| 2020-09-10 | Sold | $82,000 |
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