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110 Broad Street, Gloversville, NY, 12078

19beds
8baths
8,666sqft
$689,000
$80price/sqft
$6,182/moest. monthly cost
$247,280/yrincome needed

About This Home

This is a great addition or start to an investment portfolio. There is a total of 8 units with 6 being remodeled, one down to the studs and the 8th unit being rented by the same tenant for over a decade. This property will also include an additional parcel with a building ready for your vision or a tear down ready for your own vision. Currently grossing $71,244, a unit should be rented this week bringing the new gross income to $83,184. Tenants pay their own utilties. There is also a 6 bay garage that has potential for additional income. Seller related to agent

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

--
Park Terrace SchoolGrades PK-20.6 mi
2/10
3/10
Gloversville High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1935

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family,Apartment

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 19
  • Bathrooms: 8
  • Full bathrooms: 8

Features

  • Finished area below ground: 0
  • Finished area above ground: 8,666

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 8,666
  • Total interior livable area: 8,666 sqft

Property

Details

  • Parcel number: 170500 149.61059
  • Attached to another structure: Yes
  • Zoning description: Commercial
  • Special condition: Standard

Features

  • Exterior features: None

Lot

  • Lot size: 0.34 Acres

Parking

  • Total spaces: 12
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Fulton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,483$41,796
Home Insurance *$337$4,044
Property Taxes $930$11,160
Electricity $1,432$17,185
Total$6,182$74,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$211,954/yr
40% on housing$185,460/yr
45% on housing$164,853/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$80This listing

vs Other Active Listings

Avg $/sqft

ZIP 12078$112
Fulton County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 12078$143
Fulton County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$649,000
2026-06-11Price change$689,000
2026-05-21Listed for sale$699,000
2022-12-14Sold$435,000
2022-10-03Pending sale$399,900
2022-08-29Price change$399,900
2022-08-04Listed for sale$439,900
2017-12-14Sold$110,000
2017-01-04Sold$78,000
2016-09-12Price change$84,900
2016-07-28Price change$92,900
2016-06-21Price change$97,500
2016-02-02Listed for sale$99,900
2015-12-11Listing removed$110,000
2015-08-04Listed for sale$110,000
2015-07-02Listing removed$115,000
2015-06-16Listed for sale$115,000
2000-10-16Sold$20,000

For Sale by Agent

AgentSarah Newton
BrokerageSchermerhorn Realty Group LLC

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