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4124 Riata Ranch Rd, Waco, TX, 76705

4beds
2baths
1,660sqft
$258,000
$155price/sqft
$1,937/moest. monthly cost
$77,480/yrincome needed

About This Home

Beautiful 4-bedroom, 2-bathroom modern farmhouse in Waco's Southfork community. Perfect open-concept living space boasting ample contemporary black cabinetry, a large granite island with room for extra dining, and a walk-in pantry. Generously sized serene primary suite with a large walk-in shower and walk-in closet. Three additional nice-sized bedrooms with walk-in closets. Easy care vinyl flooring throughout the main living areas and plush carpeting in the bedrooms. Landscaped front garden and generous size backyard with a covered patio. Quick and easy access to I-35, Loop 340 and Hwy 6, making this the ideal location with an easy commute. Minutes away from downtown restaurants, shopping, riverwalk and Baylor University. Why pay more and wait for a home to be built in this neighborhood? Ready to call Riata Ranch home? Schedule your private tour today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Resale
  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: HardiPlank Type,Masonry

Other

  • Builder name: Stylecraft

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Some Electric Appliances,Built-In Oven,Microwave
  • Laundry features: Electric Dryer Hookup,Laundry in Utility Room,Main Level,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down,Ceiling Fan(s),Crown Molding,Open Floorplan,Pull Down Attic Stairs,Vanity,Walk-In Closet(s),Window Treatments,Eat-in Kitchen,Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Kitchen/Dining Combo,Pantry,Walk-In Pantry
  • Window features: Window Treatments
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,660 sqft

Property

Details

  • Parcel number: 280430110005140

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Porch,Private Yard
  • Fencing: Back Yard,Full,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 6,011 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Door-Single,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Heat Wave
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,304$15,648
Home Insurance *$246$2,952
Property Taxes $149$1,788
Electricity $238$2,859
Total$1,937$23,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,411/yr
40% on housing$58,110/yr
45% on housing$51,653/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.9%
4.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 76705$144
McLennan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 76705$151
McLennan County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$250,000
2026-08-04Price change$250,000
2026-07-11Price change$258,000
2026-05-14Listed for sale$268,000
2026-01-14Listing removed$265,000
2025-10-21Price change$265,000
2025-10-06Price change$270,000
2025-09-12Listed for sale$273,000

For Sale by Agent

AgentElizabeth A.Craven
BrokerageFox Realty

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