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2239 State Highway 30, Mayfield, NY, 12117

1beds
1baths
480sqft
$210,000
$438price/sqft
$1,666/moest. monthly cost
$66,640/yrincome needed

About This Home

Charming Tiny Home on .6 Acres | Mayfield NY School District | Deeded Reservoir Access Built just two years ago, this thoughtfully designed 480 sq ft tiny home brings together modern living and the Adirondack lifestyle. Sitting on a spacious .6-acre lot in the Mayfield Central School District, the property features an open living room, a well-appointed kitchen, and a full bathroom. Move-in ready and low maintenance from day one. A deeded 10-foot access to the Great Sacandaga Reservoir, just one mile down the road, is what really makes this one stand out. Fishing, boating, kayaking, or simply enjoying the water are all within easy reach year round. With newer construction and room to breathe on over half an acre, this property works well as a weekend retreat, a starter home, or a smart investment in one of the Southern Adirondacks' most popular lakeside communities.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
4/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2024

Materials

  • Foundation: Permanent
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Refrigerator
  • Laundry features: None

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Family Room

  • Level: First
  • Area: 288
  • Dimensions: 18.00 x 16.00

Features

  • Flooring: Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 480

Full Bathroom

  • Level: First
  • Area: 60
  • Dimensions: 12.00 x 5.00

Heating & Cooling

  • Heating features: Baseboard,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Kitchen

  • Level: First
  • Area: 132
  • Dimensions: 12.00 x 11.00

Property

Details

  • Parcel number: 173089 88.444
  • Zoning description: Single Residence
  • Special condition: Standard

Features

  • Exterior features: None,Dock
  • On waterfront: Yes
  • Waterbody name: Great Sacandaga Lake

Lot

  • Lot size: 0.60 Acres
  • Features: Cleared

Parking

  • Total spaces: 5
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Fulton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$76$912
Property Taxes $283$3,396
Electricity $246$2,954
Total$1,666$19,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,120/yr
40% on housing$49,980/yr
45% on housing$44,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$438This listing

vs Other Active Listings

Avg $/sqft

ZIP 12117$268
Fulton County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 12117$235
Fulton County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$199,000
2026-07-27Price change$210,000
2026-07-17Price change$220,000
2026-06-26Price change$240,000
2026-06-18Listed for sale$249,000
2013-05-22Sold$5,126

For Sale by Agent

AgentHarlan Mangulis
BrokerageKrutz Properties LLC

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