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562 Mockingbird Ln, Sylva, NC, 28779

1beds
1baths
600sqft
$289,000
$482price/sqft
$1,847/moest. monthly cost
$73,880/yrincome needed

About This Home

1 bed/1 bath small home on 5 acres of land. Mountain views and overlooks the Tuckaseegee River. Private, unrestricted property. *Tongue and grove. *LVP in the living and bedroom. *Tile in the bathroom and tiled shower. *Granite counter tops. *Ceiling fans in the living and dining room. *Split unit installed. *Electric water heater installed. *Sink/dishwasher combo installed. *Small drop in electric range installed. Small home is set on a concrete foundation, Metal roof, well and septic in place. The driveway is steep. Husband wanted it high on the mountain for the surrounding mountain views. We were in the process of building when my husband's work brought us to Massachusetts. Needs some trim completion in the inside and electric hookup. To obtain electric you need to either gain permission from neighbors or get engineered plans and solar power. For more information on electric call Duke Power.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

5/10
Fairview ElementaryGrades PK-83.0 mi
9/10
6/10
Smoky Mountain HighGrades 9-122.8 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Piers
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Range / Oven

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Tile,Laminate

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total interior livable area: 600 sqft

Property

Details

  • Parcel number: 7631327760

Features

  • Exterior features: Other,Wood products
  • Has view: Yes
  • View description: Water,Mountain
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 5 Acres

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Drought
Hail
Ice Storm
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,461$17,532
Home Insurance *$101$1,212
Property Taxes $85$1,020
Electricity $200$2,405
Total$1,847$22,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,325/yr
40% on housing$55,410/yr
45% on housing$49,253/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$482This listing

vs Other Active Listings

Avg $/sqft

ZIP 28779$270
Jackson County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 28779$209
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$289,000

For Sale by Owner

AgentProperty Owner

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