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425 Dusty Brook Dr, O'Fallon, MO, 63366

4beds
3baths
2,000sqft
$385,000
$193price/sqft
$2,681/moest. monthly cost
$107,240/yrincome needed

About This Home

Price Improvement + Fresh Interior Paint! Exceptional value in the award-winning Wentzville School District, now offered at an even more compelling price in one of O'Fallon's most desirable locations. The sellers are having the entire interior professionally painted in a fresh, neutral color (laundry room excluded) — and buyers who act quickly may still have the opportunity to choose the color! This spacious 4-bedroom, 2.5-bath home offers the perfect combination of comfort, functionality, and location. Designed for everyday living and entertaining, the open floor plan features a formal dining room and a bright, inviting great room filled with natural light. The adjoining kitchen offers a large breakfast bar island, breakfast room, stainless steel appliances, new dishwasher (July 2026), and the refrigerator is included. Just off the garage you'll find a convenient laundry/mudroom, with the washer and dryer also included. Step outside to a maintenance-free deck overlooking private, tree-lined common ground, where you can enjoy peaceful views and frequent visits from local wildlife. The fully fenced backyard is ideal for relaxing or gardening, complete with raised planting beds, a rain barrel, and a storage shed built on a platform. Upstairs, the spacious primary suite features a large walk-in closet and private bath with dual vanities and a walk-in shower. Three additional generously sized bedrooms share a full bath with an extended vanity, offering plenty of space for family, guests, or a home office. The walk-out lower level is ready for your personal touch, providing endless possibilities for future living space, recreation, or storage. Conveniently located just minutes from shopping, restaurants, parks, and major highways, this move-in ready home combines outstanding pricing, generous living space, a private backyard setting, and top-rated schools. Sellers are also open to negotiating the inclusion of additional personal property with an acceptable offer. Schedule your showing today!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
6/10
Wentzville Middle SchoolGrades 6-85.3 mi
8/10

Construction

Condition

  • Year built: 2019

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Plumbed For Ice Maker,Microwave,Free-Standing Electric Oven,Free-Standing Electric Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Dining/Living Room Combo,Double Vanity,Entrance Foyer,High Speed Internet,Kitchen Island,Pantry,Separate Dining,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Property

Details

  • Parcel number: 40052C662000083.0000000
  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Lot size: 8,028 sqft
  • Features: Adjoins Common Ground,Adjoins Wooded Area,Gentle Sloping,Private

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Strong Wind
Tornado
Cold Wave
Earthquake
Heat Wave
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$243$2,916
Property Taxes $340$4,080
Electricity $152$1,832
Total$2,681$32,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,920/yr
40% on housing$80,430/yr
45% on housing$71,493/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 63366$188
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63366$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$385,000
2026-07-09Price change$394,900
2026-06-19Listed for sale$399,900
2020-02-14Listing removed$270,600
2019-12-18Price change$270,600
2019-11-01Listed for sale$266,320

For Sale by Agent

AgentMichelle L Cimmarusti
BrokerageEXP Realty, LLC

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