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229 State Highway 30, Northville, NY, 12134

2beds
3baths
1,508sqft
$865,000
$574price/sqft
$6,244/moest. monthly cost
$249,760/yrincome needed

About This Home

Experience direct waterfront living at its finest with this exceptional waterfront home on the shores of the Sacandaga River which flows directly into the Great Sacandaga Lake. Offering 100 feet of permitted frontage with a beautiful sandy beach & deep water ideal for boating, this property delivers spectacular views from nearly every room & is the perfect year round residence or Adirondack getaway. From the moment you enter, you'll be captivated by the breathtaking waterfront & mountain views that fill the home. The living room features a striking wood burning fireplace & walls of glass that frame the water while opening onto an expansive lakeside deck, creating the perfect setting for entertaining or simply relaxing. The eat-in kitchen is both beautiful & functional, featuring custom crafted butternut cabinets, abundant workspace, and a dining area where every meal comes with views of waterfront. Upstairs, both bedrooms are designed to maximize the waterfront setting with their own private decks overlooking the lake. The spacious primary suite offers a luxurious ensuite bath with double vanity, an enormous walk-in closet, and stunning views that greet you each morning. A second full bath serves the second bedroom. The finished walkout lower level expands your living space with a large family room that also enjoys incredible views and opens to a screened porch, creating yet another place to relax and enjoy the peaceful waterfront setting. Additional highlights include central air, central vacuum, abundant storage throughout, an attached heated two-car garage with workshop space, storage shed for recreational equipment and off-street parking. The home is being offered furnished with some exceptions. Located just minutes from the Village of Northville, you'll enjoy boating, fishing, kayaking, hiking, snowmobiling, dining, & all the recreation the Adirondacks have to offer. Schedule your private showing today!

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
7/10
Northville High SchoolGrades 6-122.0 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator,Washer/Dryer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Partial

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Basement

Features

  • Walk-In Closet(s),Built-in Features,Central Vacuum,Satellite Internet,Eat-in Kitchen
  • Door features: Storm Door(s)
  • Window features: Skylight(s)
  • Flooring: Carpet,Hardwood,Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,508

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Oil,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,508
  • Total interior livable area: 1,508 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 173289 17.2111
  • Special condition: Standard
  • Other equipment: Satellite Dish,Fuel Tank(s)

Features

  • Patio & porch: Screened,Side Porch,Deck
  • Fencing: Wood
  • Has view: Yes
  • View description: Mountain(s),River,Lake,Water
  • Has water view: Yes
  • Water view: River,Lake,Water
  • On waterfront: Yes
  • Waterfront features: River Front,Beach Front,Lake Front,Permit Required
  • Waterbody name: Great Sacandaga Lake

Lot

  • Lot size: 10,018 sqft
  • Features: Sloped,Views,Waterfront

Parking

  • Total spaces: 5
  • Parking features: Off Street,Workshop in Garage,Paved,Attached,Driveway,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Fulton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,373$52,476
Home Insurance *$455$5,460
Property Taxes $1,167$14,004
Electricity $249$2,990
Total$6,244$74,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,080/yr
40% on housing$187,320/yr
45% on housing$166,506/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$574This listing

vs Other Active Listings

Avg $/sqft

ZIP 12134$350
Fulton County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 12134
Fulton County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$829,000
2026-07-24Listed for sale$865,000
1993-07-06Sold$72,500

For Sale by Agent

AgentCynthia Gifford
BrokerageHoward Hanna Capital Inc

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