116 Roosevelt Terrace, Northville, NY, 12134
About This Home
This 5-bedroom 2.5 bath lakefront home enjoys 109' of direct lakefront on the Great Sacandaga, offering architectural presence and an ADK lifestyle designed for gathering and escape. The heart of this home is the great room, showcasing soaring cathedral ceilings, a grand wood-burning fireplace, and lake views, evoking the warmth and scale of a classic Adirondack lodge; perfectly suited for gathering with family & friends. The adjacent sunroom provides a sun-filled spot for reading, yoga, or quiet conversation. A spacious kitchen with a vaulted ceiling & breakfast nook provides plenty of space for food prep and visiting. A large formal dining room is ideal for holiday dinners and lakeside entertaining, and opens directly onto a wrap-around enclosed porch overlooking the water, creating a perfect space for morning coffee, sunset cocktails, and card games. Upstairs, a wrap around, gallery-style hallway provides access to all 5 bedrooms, 2 full baths, and an overlook of the great room below, reinforcing the lodge-inspired design. Two bedrooms enjoy lake views, including the primary bedroom and an additional bedroom featuring an elevator with direct access to the great room. The spacious lakefront yard includes a stone patio, direct access via stairs to a large horseshoe-shaped dock, and a generous carport ideal for boat storage or shaded waterfront gatherings. Whether boating, swimming, or hosting lakeside celebrations, this property is designed to embrace the lake lifestyle. The property also features public water & sewer; forced air heat & electric baseboard heat; central air; on-demand hot water; and a 2 car heated garage.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1906
Materials
- Roof: Asphalt
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Custom
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Double Oven,Dryer,Microwave,Refrigerator,Washer
- Laundry features: Laundry Closet,Main Level
Basement
- Has basement: Yes
- Basement: Partial
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- High Speed Internet,Cathedral Ceiling(s),Ceramic Tile Bath,Elevator,Eat-in Kitchen
- Flooring: Tile,Vinyl,Wood,Carpet
- Number of fireplaces: 1
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,484
Full Bathroom
- Level: Second
Full Bathroom
- Level: Second
Great Room
- Level: First
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Baseboard,Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,484
- Total interior livable area: 2,484 sqft
Kitchen
- Level: First
Primary Bedroom
- Level: Second
Sun Room
- Level: First
Property
Details
- Parcel number: 173289 32.1348
- Special condition: Standard
Features
- Patio & porch: Wrap Around,Covered,Patio,Porch
- Exterior features: Dock
- Has view: Yes
- View description: Lake,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Stairway,Lake Front
- Waterbody name: Great Sacandaga Lake
Lot
- Lot size: 0.59 Acres
- Features: Views,Waterfront
Parking
- Total spaces: 7
- Parking features: Attached,Carport,Driveway,Heated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Fulton County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,548 | $78,576 |
| Home Insurance * | $682 | $8,184 |
| Property Taxes | $1,748 | $20,976 |
| Electricity | $410 | $4,926 |
| Total | $9,388 | $112,656 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-05 | Listed for sale | $1,395,000 |
| 2020-01-23 | Listing removed | $14,000 |
| 2018-12-04 | Price change | $14,000 |
| 2018-09-27 | Price change | $3,500 |
| 2018-05-21 | Listed for rent | $4,500 |
| 2018-03-27 | Sold | $580,000 |
| 2018-02-03 | Pending sale | $599,000 |
| 2017-08-20 | Price change | $599,000 |
| 2017-05-05 | Listed for sale | $699,000 |
| 2015-09-19 | Listing removed | $759,000 |
| 2014-09-20 | Listed for sale | $759,000 |
| 2008-10-15 | Sold | $585,000 |
| 2008-06-05 | Listed for sale | $695,000 |
| 1994-06-16 | Sold | $1,000 |
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