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143 Lakeview Avenue, Mayfield, NY, 12117

3beds
2baths
1,640sqft
$654,900
$399price/sqft
$4,703/moest. monthly cost
$188,120/yrincome needed

About This Home

OPEN HS 5-17-26 fm 11 am to 1 pm. Great Sacandaga Lake year-round escape- where lake life, investment opportunity, and turnkey convenience all come together. Enjoy 19' of private secluded sandy shoreline just steps away, along with an additional boat slip through Sacandaga Heights Assoc (annual dues apply), giving you the flexibility to fully experience everything the lake has to offer. With lake access located approximately 75' from the home, getting on the water couldn't be easier. This property isn't just a getaway-its a proven income producer. With a strong, long standing Airbnb rental history, it offers the rare opportunity to own a home that can truly pay for itself. Inside, you'll find a thoughtfully designed layout featuring a gourmet kitchen ideal for entertaining, a spacious living room anchored by a cozy gas fireplace, and comfortable accommodations that sleep 8-10 guests with ease. Step outside to a generous deck and hot tub--perfect for relaxing after a day on the lake! Additional highlights include a brand-new septic system, mini-split cooling for those warm summer days, and a generator hookup for peace of mind year-round. Being sold fully turnkey (with only a few personal exclusions), this is truly a ''bring your toothbrush & swimsuit'' opportunity--whether you're looking for a personal retreat, an income-generating property, or the best of both.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

4/10
7/10
Northville High SchoolGrades 6-121.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1976

Materials

  • Foundation: Combination
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Washer/Dryer
  • Laundry features: In Bathroom

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Full,Heated,Partial

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Entry

  • Level: First

Family Room

  • Level: Basement

Features

  • High Speed Internet,Vaulted Ceiling(s)
  • Window features: Blinds
  • Flooring: Tile,Wood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 315
  • Finished area above ground: 1,640

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Baseboard,Ductless,Forced Air,Propane
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,640
  • Total interior livable area: 1,640 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Loft

  • Level: Second

Property

Details

  • Parcel number: 173289 46.556
  • Special condition: Standard

Features

  • Entry location: First
  • Patio & porch: Deck
  • Exterior features: Gas Grill,Lighting,Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Beach Front,Permit Required
  • Waterbody name: Great Sacandaga Lake

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 3
  • Parking features: Paved,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Fulton County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,311$39,732
Home Insurance *$237$2,844
Property Taxes $884$10,608
Electricity $271$3,252
Total$4,703$56,436
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$161,245/yr
40% on housing$141,090/yr
45% on housing$125,413/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 12117$203
Fulton County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 12117$235
Fulton County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$664,900
2026-04-17Listed for sale$675,000
2023-08-29Sold$555,000
2023-07-09Listed for sale$509,000
2019-11-21Sold$260,000
2019-09-08Pending sale$275,000
2019-07-03Price change$275,000
2019-06-15Price change$277,000
2019-05-31Price change$278,900
2019-03-20Listed for sale$285,000
1999-08-06Sold$60,400

For Sale by Agent

AgentKathleen M Gordon
BrokerageInglenook Realty Inc

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