303 Bella Sq, Smithfield, NC, 27577
About This Home
NEW PRICE! Now offered at an incredible $265,000, this immaculate 2018-built ranch home delivers unmatched value and true maintenance-free living in Smithfield's highly desirable Bella Square neighborhood. Say goodbye to weekend yard work—your low monthly HOA fully covers all lawn care and grounds maintenance! Perfect for first-time buyers, down-sizers, or busy professionals, this beautifully designed 3-bedroom, 2-bathroom single-story layout spans 1,219 square feet of bright, optimized living space. The open-concept floor plan features a spacious living area that flows seamlessly into the kitchen, making everyday living and entertaining a breeze. Retreat to the private primary suite complete with its own dedicated full bath, while two additional well-sized bedrooms offer excellent flexibility for guests, a home office, or hobbies. Bypass the high tax burdens and cookie-cutter layouts of brand-new regional build sites while enjoying a modern, move-in-ready home with established community charm. Positioned just moments from major transit routes like I-95 and US-70, this home offers an easy, stress-free commute. This combination of affordability, layout simplicity, and zero outdoor chores leave this home unmatched—schedule your private tour today
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2018
Materials
- Foundation: Concrete Perimeter,Slab
- Roof: Shingle
- Construction materials: Board & Batten Siding,Shake Siding,Stone,Vertical Siding,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman, Ranch, Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Free-Standing Electric Range,Free-Standing Range,Free-Standing Refrigerator,Ice Maker,Microwave,Plumbed For Ice Maker,Range,Refrigerator,Self Cleaning Oven,Stainless Steel Appliance(s),Washer,Washer/Dryer Stacked
- Laundry features: Electric Dryer Hookup,In Bathroom,Inside,Laundry Closet,Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Bookcases,Built-in Features,Ceiling Fan(s),Chandelier,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,High Ceilings,Kitchen Island,Kitchen/Dining Room Combination,Open Floorplan,Master Downstairs,Recessed Lighting,Smooth Ceilings,Soaking Tub,Stone Counters,Tray Ceiling(s),Walk-In Closet(s),Walk-In Shower
- Flooring: Carpet,Hardwood,Vinyl,Wood
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas Log,Propane
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,219
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Electric,Heat Pump,Propane
- Cooling features: Central Air
Interior Area
- Total structure area: 1,219
- Total interior livable area: 1,219 sqft
Property
Details
- Parcel number: 15078010Q
- Zoning: RES
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Patio,Porch
- Exterior features: Rain Gutters
- Has view: Yes
Lot
- Lot size: 8,712 sqft
- Features: Back Yard,Landscaped,Open Lot
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Driveway,Garage,Garage Door Opener,Garage Faces Front,Storage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Johnston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,385 | $16,620 |
| Home Insurance * | $118 | $1,416 |
| Property Taxes | $210 | $2,520 |
| Electricity | $200 | $2,405 |
| Total | $1,913 | $22,956 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-15 | Price change | $265,000 |
| 2026-07-16 | Price change | $274,000 |
| 2026-06-19 | Listed for sale | $284,900 |
| 2025-10-02 | Listing removed | $269,997 |
| 2025-06-04 | Price change | $269,997 |
| 2025-04-05 | Price change | $274,900 |
| 2025-02-13 | Listed for sale | $279,900 |
| 2020-11-16 | Sold | $185,000 |
| 2020-10-13 | Pending sale | $181,900 |
| 2020-10-12 | Listed for sale | $181,900 |
| 2020-08-29 | Pending sale | $181,900 |
| 2020-08-27 | Listed for sale | $181,900 |
| 2020-01-17 | Sold | $174,940 |
| 2018-12-27 | Sold | $178,950 |
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