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409 E Olive Street, Bolivar, MO, 65613

2beds
1baths
1,363sqft
$89,900
$66price/sqft
$711/moest. monthly cost
$28,440/yrincome needed

About This Home

Charming 2-bedroom, 1-bath single-story home offering comfort, character, and plenty of storage space! Inside, you'll find a spacious living room featuring hardwood floors and abundant natural light. The two bedrooms share a full hall bathroom with a tub/shower combination. An unfinished basement provides excellent storage or workshop potential. A unique enclosed breezeway with decorative tile connects the home to the attached 1-car garage, creating additional usable space and convenience. Outside, enjoy relaxing on the covered back patio area. Additional features include a durable metal roof. Home is being sold in as-is condition, presenting a great opportunity for anyone looking to add their personal touch.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

--
Bolivar Primary SchoolGrades K-20.7 mi
4/10
Bolivar Middle SchoolGrades 6-80.6 mi
8/10
Bolivar High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1904

Materials

  • Roof: Metal
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Unfinished,Partial

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Laminate Counters
  • Flooring: Hardwood,Tile,Laminate
  • Fireplace features: Living Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,363

Heating & Cooling

  • Heating features: Central,Electric,Other - See Remarks
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,732
  • Total interior livable area: 1,363 sqft

Property

Details

  • Parcel number: 89110.101003016008.00

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Covered

Lot

  • Lot size: 9,147 sqft
  • Features: Level
  • Lot size dimensions: 86 x 108

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $454$5,448
Home Insurance *$78$936
Property Taxes $38$456
Electricity $141$1,693
Total$711$8,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,377/yr
40% on housing$21,330/yr
45% on housing$18,960/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$66This listing

vs Other Active Listings

Avg $/sqft

ZIP 65613$175
Polk County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 65613$154
Polk County$154

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-22Price change$89,900
2026-06-23Listed for sale$99,900

For Sale by Agent

AgentAdam Graddy
BrokerageKeller Williams Local

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