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2846 Chapel Hill Rd, Decatur, MS, 39327

3beds
2baths
1,848sqft
$259,900
$141price/sqft
$2,210/moest. monthly cost
$88,400/yrincome needed

About This Home

This charming home at 2846 Chapel Hill Road in Decatur, MS, offers 3 bedrooms and 2 bathrooms with a spacious 1,848 square foot floor plan. The living room and family room provide ample space for relaxation, while an added bonus room and a hobby room at the rear of the home offer extra versatility. The interior also features a convenient laundry room. The property sits on two parcels totaling 12.70 acres, offering plenty of room for outdoor activities. This home is set in a private, country, rural, and serene setting--ideal for hunting. It's perfect for those seeking space, privacy, and a peaceful location. The fenced backyard is perfect for children or pets. Additional highlights include a double carport, multiple sheds and barns, a custom security system, a new water heater, and a deck w Additional highlights include a double carport, multiple sheds and barns, a custom security system, a new water heater, and a deck with a side entrance. Located in the desirable Newton County School District, this home is ideal for those seeking space and a great location near Highways 503, 15, and I-20. Don't wait, call today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
7/10
Newton County High SchoolGrades 6-121.8 mi

Construction

Condition

  • Year built: 1969

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: Main

Family Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace: Yes

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 1,848 sqft

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Study

  • Level: Main

Property

Details

  • Parcel number: 090R2700009.00 and 090R2700009.01

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Hail
Hurricane
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters in Newton County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$372$4,464
Property Taxes $332$3,984
Electricity $192$2,304
Total$2,210$26,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,771/yr
40% on housing$66,300/yr
45% on housing$58,933/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.1%
-8.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 39327$146
Newton County$121

vs Homes Sold Last Month

Median $/sqft

ZIP 39327
Newton County$111

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Listed for sale$279,900

For Sale by Agent

AgentJoyce Holifield
BrokerageJoyce Holifield Realty

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